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Professional Indemnity & Public Liability Insurance For Nail Artists & Nail Technicians

Market leading cover
Up to $20m limits
Starts from $340 per year
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protects you against

What is covered under this insurance policy for nail artists & nail technicians

Nail artists & nail technicians insurance covers nail artists, nail technicians, nail therapists, nail specialists and students studying nail therapy and is designed to include both professional indemnity, public liability and products liability.

This insurance is suitable for nail artists & nail technicians who are self employed, renting a chair at a salon, working at home, in a salon and a salon owner.

The policy can cover nail artists & nail technicians that work full time, part time or freelance.
Public Liability

Public liability insurance protects you and your business against any liability if someone is injured on your premises or while you are providing your services in Australia.

Professional Indemnity

Professional indemnity insurance protects you for claims made against your business in the course of providing your professional services in Australia.

Property Damage

Products liability insurance protects you for claims made against your business for any products sold or supplied by you to a third party in Australia.

Investigation Costs

Investigation costs cover legal costs and expenses in responding to an investigation from an official body on a complaint made against you or your business.

Defamation

Protects you and your business against any actual or alleged defamation, or harm to the reputation of a third party online or in public in relation to the provision of your services.

other benefits

Value added benefits of upcover’s nail artists & nail technicians insurance

Contract Review

This entitles you to four contract reviews each year you have your business insurance. This can be used for any contract that might impact your insurance policy. An example of this might be retaining a contractor.

Complimentary Legal Advice

This provides 1 hour of complimentary legal advice to you each year from our insurance partner's panel of solicitors, for any matter which is notified to us and may become a claim.

Whistleblower Hotline

You and your business employees can access a Whistleblower Hotline that is provided by our insurance partner at no additional cost to you.

exclusions

What is not covered (exclusions) under nail artists & nail technicians insurance?

Abuse

Abuse excludes cover for any insurance claim that might arise from actual or alleged verbal, physical, sexual abuse, molestation, assault, battery or violence.

Dishonest / wilful acts

Dishonest and/or wilful acts exclude cover for any insurance claim that might arise from dishonest, fraudulent or criminal acts.

Alcohol and Drugs

This excludes cover for any insurance claim that might arise from use of alcohol, illegal drugs, narcotics and intoxicants

*For all policy exclusions, please refer to the policy wording and general terms & conditions.

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