Events where cover will not be provided include:
- Where You have not been Fully Vaccinated against the COVID-19 virus.
- Where You have been diagnosed with COVID-19 at the time of taking out the policy.
- Where You were waiting for results of COVID-19 test at the time of taking out policy or had any close contacts including family members waiting on a COVID-19 test result.
- 14 Day No Claim Period Applies - Where You are hospitalised due to COVID-19 within the first 14 days of the commencement of this policy, no claim for hospitalisation due to COVID-19 will be paid.
- Pay more than two (2) claims during the Period of Insurance.
- If the event of contracting COVID-19 is occasioned by Your deliberate act.
Please read the Policy Wording
for more information about Exclusions.