Through our Insurance Partners, we can find Public & Products Liability cover that fits your business needs. This insurance is there to protect you if someone gets hurt or their property gets damaged because of your business activities – whether that's a customer visiting your shop, someone tripping over your equipment at their workplace, or a product you've sold causing an injury. It covers the legal costs of defending yourself, plus any compensation you might need to pay if you're found responsible.
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Think of everyday scenarios: a customer slips on a freshly mopped floor, you accidentally damage a client's property while working at their site, or something you've sold doesn't work as expected and causes harm. These things happen, even in the best-run businesses. Your insurance would typically help with legal bills and compensation costs, though every policy is different – some situations won't be covered (like giving professional advice, which needs Professional Indemnity cover instead). If your business deals with customers face-to-face, works at other people's premises, or sells products, this cover is worth considering. The upcover team can help you understand what protection makes sense for your specific business.