Rideshare Insurance for Ola Drivers

Perfect for Ola drivers who may also use their vehicle for personal use, food delivery, Amazon last mile-delivery and other rideshare providers.

GET INSTANT QUOTE
Ola driver working across

If you are an Ola Driver and you also work for other platforms like Doordash, Amazon Last Mile Delivery, UberEATS etc. then you may get an instant quote.

Why choose Rideshare Insurance for Ola Drivers powered by upcover?

This Ola Rideshare Car insurance policy is tailored for Ola drivers who may also use the platforms of ride-sharing, food delivery, amazon last mile delivery as well personal use.

Instant Insurance Cover

Acclaimed Claims Service

Market Leading Insurance

Cancel Anytime Insurance

100% Online Process

Instant Proof of Insurance

What it covers

What is covered under the Ola Rideshare Insurance Policy?

Damage to vehicle

Rideshare Insurance protects you against damage to your vehicle and damage to someone else's vehicle occurring during the period of insurance in Australia.

Vandalism & Malicious Damage

Rideshare Insurance covers you for vandalism & malicious damage paying the amount of our liability for the reasonable cost of repairing your vehicle or repair your vehicle.

Fire & Theft

Rideshare Insurance covers you for fire & theft paying the replacement costs of any personal property that is lost or damaged at the time of an incident giving rise to a claim.

Damage from Weather Events

Rideshare Insurance protects you against damage from weather events such as fire - including bush fire, hail, flood, storm or earthquake.

Optional Windscreen Replacement

In the case of an emergency, Rideshare Insurance covers the repair or replacement of your vehicle's windscreen and windows (one excess free claim per year, when selected)

Unmatched Rideshare, Delivery & Personal Use Coverage

Personal Car Insurancae
Delivery Company Insurance
This Rideshare Insurance
Personal Car
Insurance
Excludes ridesharing, food delivery and
amazon flex
Other Rideshare
Insurance
Includes coverage only when driving for the delivery or rideshare provider
Ola Rideshare
Insurance
Covers personal use, rideshare, food delivery and even amazon last mile delivery.
status
Offline, personal use only
Full Coverage
No Coverage
Full Coverage
Online, driving to collect an order or to pick up a passenger
No Coverage
Some Coverage
Full Coverage
Online, waiting for an order or a passenger
No Coverage
Some Coverage
Full Coverage
Online, driving to drop off an order or a passenger
No Coverage
Some Coverage
Full Coverage
TYPE of work
Unlimited personal use
No Coverage
No Coverage
Full Coverage
Unlimited rideshare work
No Coverage
Some Coverage
Full Coverage
Unlimited food delivery work
No Coverage
Some Coverage
Full Coverage
Amazon last mile delivery
No Coverage
No Coverage
Full Coverage
CoveraGE
Food / parcel delivery, and personal driving
Costs for causing damage to other vehicles or property up to $20m
Your legal liability for causing death or injury to other people
Public liability cover up to $20m
Loss, damage or theft of your vehicle or it's spare parts
Windscreen & window replacement (optional)
Hire car in the event of an accident (optional)
WHY ITS IMPORTANT

Protecting rideshare and delivery drivers across Australia

The Ola Rideshare Insurance policy provides market-leading cover and offers insurance for unlimited personal, rideshare, food delivery and even your amazon flex work.
‍
The cover is designed to protect against damage to your vehicle, damage to someone else's vehicle, accidental damage / fire / theft, with $20M liability cover and provides optional AU-wide roadside assistance.

Get INSTANT QUOTE
INCLUSIONS
We will pay for any loss, damage or liability:
Accidental Damage
Damage to your vehicle
Damage to someone else’s vehicle
Fire, hail, flood, storm or earthquake
Theft or Attempted theft
Vandalism and Malicious damage
Up to $20,000,000 Liability Cover
Optional Windscreen Replacement
Optional Hire Car In The Event Of An Accident
Exclusions
We will not pay for any loss, damage or liability:
Outside Australia
Dangerous Goods
Driving Under the Influence
Illegal Purpose
Underage and Inexperienced Drivers
Unlicensed Drivers
Unregistered Vehicles
Intentional Damage
Pre-existing damage
GET INSTANT QUOTE
claims

Make a Claim

Had an adverse incident and want to make a claim to an award winning claims team? You can submit a claim online at any time.
Start by clicking on the link below.
Make a claim
FAQs

Commonly asked by our customers

What is the Ola Rideshare Insurance that upcover offers?

This insurance is the tailored to rideshare drivers for personal use, ridesharing activities, food delivery or last mile delivery (amazon flex).

This policy covers you for damage to your vehicle, damage to someone else's vehicle, vandalism & malicious damage, accidental damage, fire & theft, damage from weather events such as fire - including bush fire, hail, flood, storm or earthquake as well as optional windscreen and windows replacement. Get your market leading cover in minutes here.

What is Ola Rideshare Insurance?

Rideshare Insurance protects you in case of an accident or expenses associated with damage to the vehicle or medical costs when a driver gets injured. Covering the insurance gaps between standard personal insurance and the rideshare company coverage, Rideshare Insurance can help you avoid the stress of defending any claim yourself or paying high legal fees.

What do I need to do to get a quote?

At upcover, we believe in simplicity. Just tell us your car's number plate, date of birth, and state of registration and you'll get a price for the insurance in a matter of seconds. You’ll only need to answer a few more questions, as well as confirm that you're an active Ola driver and you'll be able to buy a policy in minutes - not days or weeks or months!

Who is upcover's insurance partner?

This Rideshare Insurance Policy has been designed and created by RideProtect and Mercurien Insurance for distribution by upcover to Ola Drivers.

upcover is a Corporate Authorised Distributor and has entered into an arrangement with Mercurien Insurance Pty Ltd ABN 68 150 845 177, AFSL No 480284 (“Mercurien”) who acts under a binding authority on behalf of Assetinsure Pty Ltd ABN 65 006 463 803, AFSL 488403.

What is a certificate of currency?

A Certificate of Currency is issued by an insurance company and is something you can use as proof that your existing insurance policy is valid. It contains all the information regarding your policy. You may be asked from time to time to prove your insurance - for loans to your business, for landlords of your premises, or for certain clients you might have. The moment you purchase your insurance from upcover you can send your proof of insurance to whoever requires it, at just a click of a button.

How can I make a claim?

You can make a claim by filling up this online form here.

Just answer a few simple questions and submit your claims form in minutes.
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Ola has referred you to upcover Pty Ltd (ABN 17 628 197 437). Ola may earn a commission from upcover when you purchase an insurance policy as a result of this referral.
upcover Pty Ltd ABN 17 628 197 437 (“upcover”) is Corporate Authorised Representative (CAR 1299211) of Experience Insurance Services Pty Ltd (AFSL 539078).
upcover is a Corporate Authorised Distributor and has entered into an arrangement with Armada Underwriting Pty Ltd ABN 84 000 989 131 AFSL 237402 (“Armada”) and Mercurien Insurance Pty Ltd ABN 68 150 845 177,  AFSL No 480284 (“Mercurien”). upcover markets insurance products and services on behalf of Armada and Mercurien respectively. Cover is subject to the terms, conditions, limits and exclusions of the Policy. All insurance is underwritten by Professional Risk Underwriting Pty Ltd  ABN 80 103 953 073 AFSL 308076 (“ProRisk”) under an authority to bind cover on behalf of Swiss Re International SE, Australia Branch ABN 38 138 873 211 (“Swiss Re”) or Mercurien on binding authority from Assetinsure Pty Ltd ABN 65 006 463 803, AFSL 488403. Armada, ProRisk, Mercurien and upcover and their employees act as agents of Swiss Re and Assetinsure Pty Ltd, not as your agent. Neither ProRisk, Armada, Mercurien or upcover act on your behalf when distributing the insurance products and services and any advice provided is general advice only and does not consider your objectives, financial situation or needs.
Consider the Policy Wording For Allied Health Professionals Insurance Policy, Policy Wording For The Public & Products Liability Insurance Policy, Cyber & Privacy Liability Policy, RideProtect Commercial Motor & Motor Fleet Insurance Policy, General Terms & Conditions and the Financial Services Guide to decide if an insurance product offered by upcover is right for you.
Information provided is general advice only and has been prepared without taking into account any person's particular objectives, financial situation or needs. Read the relevant Product Disclosure Statement or Policy Document available and consider whether it's appropriate before making any decisions about whether to buy a product.
© Copyright 2019 - 2023 upcover Pty Ltd ABN 17 628 197 437,  CAR 1299211 of Experience Insurance Services Pty Ltd ABN 41 657 596 506, AFSL 539078.