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Insurance for Care & Support workers

Instant insurance care & support professionals. Combines professional indemnity, public liability and products liability insurance


Protect what you've perfected over years of hard work!

upcover saves time and effort by offering one affordable insurance product that covers both third party injuries and advice related complaints.

PROTECTS you for

How does this insurance protect care & support professionals?

upcover saves time and effort by offering one affordable insurance product that covers both third party injuries and advice-related complaints.

upcover offers insurance that blends professional indemnity and public & product liability insurance, offering you tailored insurance solutions for caregivers & support professionals at affordable prices

Professional Indemnity Insurance for care & support professionals (Limits up to $10m)

However qualified, mistakes happen to the best of us.

Professional indemnity protects you from claims made against your caregiver and support services in the course of you providing your professional services.


A patient gets agitated and in trying to get the situation under control, you accidentally injure them.

Bad advice

You put the wrong pills in the client's weekly pill organiser causing them to fall sick.


A 70-year-old client falls while you were helping them get up from their wheelchair, and you forgot to use the patient lifting equipment on hand.

Public & Products Liability insurance for caregivers and support professionals (Limits up to $20m)

Public liability insurance protects your caregiver and support services against liability if someone gets injured on your premises or while you are providing your services.
Products liability insurance is for claims made against your caregiver and support services for products supplied or sold by you to a third party. This might be a claim arising from a faulty beauty product or a product that injured someone.

Third Party Injuries

The guardian of your client trips on your client's walking stick that was carelessly thrown in the grass by you as you assisted in setting up an outdoor activity.

Property Damage

You damage your client's stair lift while providing at home nursing services.

Faulty Products

You sell a bed assist rail that turns out to be defective and injures the client as they fall out of bed and break their hip.


Other insurance requirements of a beauty professional?

Equipment insurance

Your fitness business depends as much on having the right equipment as it does on your skills and prowess. Getting your equipment ready is an expensive and time-consuming process. Having done that, you want to ensure it's protected and that your investment remains safe. This is where equipment insurance comes into play.

This insurance protects your equipment - owned, rented or borrowed.

Cyber Liability Insurance

If you have personal or sensitive information of your clients, you might also want to look at cyber liability insurance. Cyber liability insurance provides coverage from losses due to a cyber-attack event and legal protection from claims arising out of a cyber breach.

Business package insurance

Business package insurance is aimed at business owners and is a comprehensive solution that protects owners against some of the main risks in running a business.

Personal Accident and Illness Insurance

Personal accident and illness insurance comes in handy for times you cannot work owing to an injury or illness.  

While professional indemnity covers you for mistakes made in a professional capacity, personal accident and illness insurance helps with loss of income for periods you can't work.
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