Our Mission

Bringing business insurance into the 21st century by making it accessible for any business to offer insurance that’s simple, easy and affordable.

Business insurance
made simple

Our passionate team is building upcover from the ground up as we embark on a mission to transform the small business insurance landscape in Australia by changing how the small businesses, startups and independent contractors working with enterprises and on-demand platforms protect themselves.

We work with the worlds leading insurers to provide new age and marketing leading business insurance applications.

Meet the Makers

Our Team

We are a team of insurance geeks, software engineers and actuaries with decades of experience building and launching insurance products, scaling technology products and e-commerce marketplaces.

Skye Theodorou

Co-founder / CEO
Skye is the life behind upcover. With her former stints at Zurich Insurance and NSW Govt., Skye leads our team. When she isn’t working, you can find her running along the beautiful beaches in Coffs Harbour or spending time with family.

Anish Sinha

Co-founder / COO
Anish is the glue that binds the team together. With his former experience at Goldman Sachs and nearbuy.com, Anish looks after everything product, finance and operations. At our HQ or out of it, you’ll always be able to chat with Anish on almost anything.

Sajjad Naveed

Chief Technology Officer
As a computer scientist and agile evangelist, Sajjad has 10 years of experience in successfully building end-user apps that have reached millions of users. On the days he doesn’t come in, Sajjad's probably off exploring something new across Australia.

Angelique Thakur

Marketing Associate
Angelique is marketer, wordsmith and everything awesome rolled into one person. At upcover, she is responsible for anything that needs to be written, edited, designed or marketed. When not working, you can find her enjoying badminton, reading books or hitting the gym!

Kshitij Chauhan

Software Engineer
A polyglot open-source enthusiast, Kshitij interests span a wide variety of technologies. While he is attending his final year as an undergrad at DTU, you can chat with him all night about Formula 1 or learn everything about coding.

Junaid Nadeem

Software Engineer
Junaid is our absolute pro front end engineer and loves all things tech. When not coding-building-hacking, he enjoys watching soccer and is a die hard Real Madrid fan.

Egbe Cornelius

UI / UX Designer
Egbe is from Nigeria and one of the pillars of our product & design team. An avid animator who loves design and graphics, Egbe is always experimenting with new ways to make everything on upcover look more beautiful and user friendly.

Hassan Zahid

Software Engineer
Hassan in the newest addition to our small but growing engineering team. Hassan

Matteo Pinna

Community Manager
Matteo is upcover's community manager par excellence! Originally from Italy, Matteo holds a Master's in Theoretical Physics, loves to cook (did someone say pizza!), and is passionate about community building and teaching kids.

Our Amazing Advisors

Our advisors have spent a lifetime across insurance, technology, law and regulated industries.
Swiss Re (Australia & NZ), CEO | Swiss Re (HK), MD | Swiss Re (Switzerland), MD | INSEAD & Harvard Business School
Melanie Slack
Antler, Venture Partner | McKinsey, eCommerce & Digital Transformation Expert | LeShop.de (CHF 190m+ in 2019 sales), Founder
Christian Wanner
Antler Global Fund, General Partner | Lazada Indonesia, Co-founder & MD | BCG, Consultant | Harvard University
Bede Moore
Aussie Broadband, Chairman | Woolworths, Chief Legal Officer | Partner, Minter Ellison
Richard Dammery
Eusoh, Chairman | Alba Advisors LLC, President | Fox School Business, Fellow | UTS Business School, Associate Dean (retired)
James Hutchin
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upcover Pty Ltd ABN 17 628 197 437 (“upcover”) is a Corporate Authorised Distributor and has entered into an arrangement with Armada Underwriting Pty Ltd ABN 84 000 989 131 AFSL 237402 (“Armada”). upcover markets insurance products and services on behalf of Armada. Cover is subject to the terms, conditions, limits and exclusions of the Policy. All insurance is underwritten by Professional Risk Underwriting Pty Ltd  ABN 80 103 953 073 AFSL 308076 (“ProRisk”) under an authority to bind cover on behalf of Swiss Re International SE, Australia Branch ABN 38 138 873 211 (“Swiss Re”). Armada, ProRisk and upcover and their employees act as agents of Swiss Re and not as your agent. Neither ProRisk, Armada or upcover act on your behalf when distributing the insurance products and services and any advice provided is general advice only and does not consider your objectives, financial situation or needs.

Information provided is general advice only and has been prepared without taking into account any person's particular objectives, financial situation or needs. Read the relevant Product Disclosure Statement or Policy Document available at upcover and consider whether it's appropriate before making any decisions about whether to buy a product.
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Consider the Policy Wording, General Terms & Conditions and the Financial Services Guide to decide if an insurance product offered by upcover is right for you.

© Copyright 2021 upcover Pty Ltd ABN 17 628 197 437