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Professional Indemnity & Public Liability Insurance

Disability Support Work
Supported Independent Living
Nurses, Labour Hire / Nursing Agency *
Specialist Disability Accommodation
Short Term Stay Accommodation & Respite Care
Therapy Support and Clinical Support
* APHRA-Nurses. Meets requirements of Nursing and Midwifery Board of Australia (NMBA)
protects you against

What is covered under this insurance?

This insurance under the allied health professionals is designed to include both professional indemnity, public liability and products liability.

It includes insurance limits of up to $10m professional indemnity and $20m public and products liability, plus reinstatements. This policy also includes retroactive cover for otherwise uncovered matters arising from prior practice.

The policy is suitable for healthcare professionals working remotely, providing telehealth services, or in an institution.

The policy also covers nurses working full time, part time or as a freelancer. 
Public Liability

Public liability insurance protects you and your business against any liability if someone is injured on your premises or while you are providing your nursing services in Australia.

Professional Indemnity

Professional indemnity insurance protects you for claims made against your business in the course of providing your professional care services in Australia.

Third Party Property Damage

Products liability insurance protects you for claims made against your nursing business in Australia for any products sold or supplied by you to a third party.

Investigation Costs

Investigation costs cover legal costs and expenses in responding to an investigation from an official body on a complaint made against you or your care services.


Protects you and your business against any actual or alleged defamation, or harm to the reputation of a third party online or in public in relation to the provision of your care services.

other benefits

Value added benefits of the nurses insurance policy

Contract Review

This entitles you to four contract reviews each year you have your insurance. This can be used for any contract that might impact your insurance policy. An example of this might be retaining a contractor.

Complimentary Legal Advice

This provides 1 hour of complimentary legal advice to you each year from our insurance partner's panel of solicitors, for any matter which is notified to us and may become a claim.

Whistleblower Hotline

You and your business employees can access a Whistleblower Hotline that is provided by our insurance partner at no additional cost to you.

Protect what you've perfected over years of hard work!

upcover saves time and effort by offering one affordable insurance product that covers both third party injuries and advice related complaints.

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