Need a hand? Get support from a real human
call đź“ž 1300 872 683
or click to arrange a call-back
Stay up to date with the latest news from upcover! 
‍Subscribe:
Thank you! 🙏
Oops! Something went wrong while submitting the form. Please try again.
Meet UPCOVER!

Australia's fastest insurance for small businesses

Get a quote in seconds!

Get INSTANT QUOTE
FEATURED IN
Types of cover

Are you a small business, a startup or an independent contractor?

upcover is all about small business insurance. Select from the type of insurance you are looking for and get covered in minutes
Allied Health Professionals Insurance

Protects you as a care based worker, fitness instructor or a wellness professional

See Product Details
Public & Products Liability Insurance

Most business contracts require you to have a third party liability insurance. Do you have one?

See Product Details
Cyber & Privacy Liability Insurance

Protects your business from cyber incident response costs, cyber extortion and ransom payment, cyber crime and more

See Product Details
Insurance for Startups

Struggling to find insurance as a startup? Haven't heard back from your broker?

Speak with us
WHo we cover

We’ve got tailored policies for thousands of occupations

You can count on us to get your business and contractors insured in minutes. Forget long forms, insurance jargon and unnecessary waiting times. Get your instant quote in seconds.

For small businesses, startups & freelancers

We are 100% dedicated to small businesses, startups and independent freelancers & contractors

Insure your business

For brands, online businesses & associations

Have a large business audience or a contractor workforce that needs insurance? Offer them insurance at the click of a button

Partner with us
How upcover works

3 simple steps to get you covered

Our Partners
FAQs

Commonly asked questions by our customers

What is insurance for allied health professionals?

upcover offers insurance or allied health professionals via a Healthcare Professionals Civil Liability Insurance Policy. This is the tailored insurance cover that we offer for any Health Professional. Covering more than 300+ occupations at market leading coverage and competitive prices, we are ensuring that you can get the cover you need in minutes from trusted A-rated insurers.

What is Public and Products Liability insurance?

Public and Products Liability insurance protects you and your business in case your clients or any other third party sustains an injury and/or causes property damage during the course of your work. Business owners have a duty of care for any third party they interact with as part of their business activities.

By having an adequate level of cover, Public Liability insurance can help you avoid the stress of defending any claim yourself or paying any expensive legal fees so you can resume your business’ day-to-day operations without any hiccups.

What is Professional Indemnity insurance?

Professional Indemnity insurance is designed to protect you and your business from mistakes and breaches that can occur from the provision of your business’ professional services. For example, while working on a project with a client, you make a mistake that results in the client taking legal action against you.

Professional Indemnity insurance can cover your legal costs, as well as any settlements you may need to pay when the unthinkable happens.

What do I need to do to get a quote?

At upcover, we believe in simplicity. Just tell us your occupation, and your revenue and you’ll get a price for the insurance in a matter of seconds. You’ll only need to answer a few more questions and you'll get an instant quote in a minutes - not days or weeks or months.

Who is upcover's insurance partner?

upcover offer’s insurance products backed by Professional Risk Underwriting Pty Ltd (ProRisk), Australia’s Underwriting Agency of the Year in 2020.

What is a Certificate of Currency?

A Certificate of Currency is issued by an insurance company and is something you can use as proof that your existing insurance policy is valid. It contains all the information regarding your policy. You may be asked from time to time to prove your insurance - for loans to your business, for landlords of your premises, or for certain clients you might have.

The moment you purchase your insurance from upcover you can send your proof of insurance to whoever requires it, at just a click of a button.

How can I make a claim?

You can make a claim by filling up this online form here.

Just answer a few simple questions and submit your claims form in minutes.
ARE YOU READY?

Need certificate of insurance?

Get covered and share your certificate of insurance in minutes

GET INSTANT QUOTE
Latest Posts

From Our Blog

Stay up to date with the latest tips for Australian small business owners
News
Cyber & Privacy Liability Insurance
upcover has worked with market leading insurance partners to launch Australia's first fully digital cyber security insurance offering for Aussie businesses.
Read Full Article
News
upcover launches pay-by-the-month insurance options for SMEs & sole traders Accessing Australia’s fastest business insurance just got even easier
upcover launches pay-by-the-month insurance options for SMEs & sole traders Accessing Australia’s fastest business insurance just got even easier
Read Full Article
News
Partnership with Health Academy Australia
If you’re looking for an industry recognised health course with pathways into university qualifications look no further than our newest partner Health Academy Australia.
Read Full Article
view more
upcover Pty Ltd ABN 17 628 197 437 (“upcover”) is Corporate Authorised Representative (CAR 1299211) of Experience Insurance Services Pty Ltd (AFSL 539078).

upcover is a Corporate Authorised Distributor and has entered into an arrangement with Armada Underwriting Pty Ltd ABN 84 000 989 131 AFSL 237402 (“Armada”) and Mercurien Insurance Pty Ltd ABN 68 150 845 177,  AFSL No 480284 (“Mercurien”). upcover markets insurance products and services on behalf of Armada and Mercurien respectively. Cover is subject to the terms, conditions, limits and exclusions of the Policy. All insurance is underwritten by Professional Risk Underwriting Pty Ltd  ABN 80 103 953 073 AFSL 308076 (“ProRisk”) under an authority to bind cover on behalf of Swiss Re International SE, Australia Branch ABN 38 138 873 211 (“Swiss Re”) or Mercurien on binding authority from HDI Global Specialty SE - Australia (ABN 58 129 395 544) (HDI Global Specialty). Armada, ProRisk, Mercurien and upcover and their employees act as agents of Swiss Re and HDI Global Speciality, not as your agent. Neither ProRisk, Armada, Mercurien or upcover act on your behalf when distributing the insurance products and services and any advice provided is general advice only and does not consider your objectives, financial situation or needs.

Information provided is general advice only and has been prepared without taking into account any person's particular objectives, financial situation or needs. Read the relevant Product Disclosure Statement or Policy Document available at upcover  and consider whether it's appropriate before making any decisions about whether to buy a product.
‍
Consider the Policy Wording For Allied Health Professionals Insurance Policy, Policy Wording For The Public & Products Liability Insurance Policy, General Terms & Conditions and the Financial Services Guide to decide if an insurance product offered by upcover is right for you.

© Copyright 2019 - 2022 upcover Pty Ltd ABN 17 628 197 437, AFSL 539078.