Meet UPCOVER!

Instant Cover
for Aussie Businesses

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FEATURED IN
Types of cover

Are you a small business, a startup or an independent contractor?

upcover is all about small business insurance. Select from the type of insurance you are looking for and get covered in minutes
Healthcare Professionals Civil Liability Insurance

Protects you as a care based worker, fitness instructor or a wellness professional

See Product Details
Public & Products Liability Insurance

Most business contracts require you to have a third party liability insurance. Do you have one?

Coming soon
Small Business
Insurance

Protects all aspects of your business: People, Equipment as well as against 3rd party liability

Coming soon
Insurance for Startups

Struggling to find insurance as a startup? Haven't heard back from your broker?

Speak with us
WHo we cover

We’ve got tailored policies for thousands of occupations

You can count on us to get your business and contractors insured in minutes. Forget long forms, insurance jargon and unnecessary waiting times. Get your instant quote in seconds.

For small businesses, startups & freelancers

We are 100% dedicated to small businesses, startups and independent freelancers & contractors

Insure your business

For brands, online businesses & associations

Have a large business audience or a contractor workforce that needs insurance? Offer them insurance at the click of a button

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How upcover works

3 simple steps to get you covered

Our Partners
FAQs

Commonly asked questions by our customers

What is insurance for allied health professionals?

upcover offers insurance or allied health professionals via a Healthcare Professionals Civil Liability Insurance Policy. This is the tailored insurance cover that we offer for any Health Professional. Covering more than 300+ occupations at market leading coverage and competitive prices, we are ensuring that you can get the cover you need in minutes from trusted A-rated insurers.

What is Public and Products Liability insurance?

Public and Products Liability insurance protects you and your business in case your clients or any other third party sustains an injury and/or causes property damage during the course of your work. Business owners have a duty of care for any third party they interact with as part of their business activities.

By having an adequate level of cover, Public Liability insurance can help you avoid the stress of defending any claim yourself or paying any expensive legal fees so you can resume your business’ day-to-day operations without any hiccups.

What is Professional Indemnity insurance?

Professional Indemnity insurance is designed to protect you and your business from mistakes and breaches that can occur from the provision of your business’ professional services. For example, while working on a project with a client, you make a mistake that results in the client taking legal action against you.

Professional Indemnity insurance can cover your legal costs, as well as any settlements you may need to pay when the unthinkable happens.

What do I need to do to get a quote?

At upcover, we believe in simplicity. Just tell us your occupation, and your revenue and you’ll get a price for the insurance in a matter of seconds. You’ll only need to answer a few more questions and you'll get an instant quote in a minutes - not days or weeks or months.

Who is upcover's insurance partner?

upcover offer’s insurance products backed by Professional Risk Underwriting Pty Ltd (ProRisk), Australia’s Underwriting Agency of the Year in 2020.

What is a Certificate of Currency?

A Certificate of Currency is issued by an insurance company and is something you can use as proof that your existing insurance policy is valid. It contains all the information regarding your policy. You may be asked from time to time to prove your insurance - for loans to your business, for landlords of your premises, or for certain clients you might have.

The moment you purchase your insurance from upcover you can send your proof of insurance to whoever requires it, at just a click of a button.

How can I make a claim?

You can make a claim by filling up this online form here.

Just answer a few simple questions and submit your claims form in minutes.
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upcover Pty Ltd ABN 17 628 197 437 (“upcover”) is a Corporate Authorised Distributor and has entered into an arrangement with Armada Underwriting Pty Ltd ABN 84 000 989 131 AFSL 237402 (“Armada”). upcover markets insurance products and services on behalf of Armada. Cover is subject to the terms, conditions, limits and exclusions of the Policy. All insurance is underwritten by Professional Risk Underwriting Pty Ltd  ABN 80 103 953 073 AFSL 308076 (“ProRisk”) under an authority to bind cover on behalf of Swiss Re International SE, Australia Branch ABN 38 138 873 211 (“Swiss Re”). Armada, ProRisk and upcover and their employees act as agents of Swiss Re and not as your agent. Neither ProRisk, Armada or upcover act on your behalf when distributing the insurance products and services and any advice provided is general advice only and does not consider your objectives, financial situation or needs.

Information provided is general advice only and has been prepared without taking into account any person's particular objectives, financial situation or needs. Read the relevant Product Disclosure Statement or Policy Document available at upcover and consider whether it's appropriate before making any decisions about whether to buy a product.
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Consider the Policy Wording, General Terms & Conditions and the Financial Services Guide to decide if an insurance product offered by upcover is right for you.

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