Need a hand? Get support from a real human
Stay up to date with the latest news from upcover! 
Thank you! 🙏
Oops! Something went wrong while submitting the form. Please try again.

Australia's fastest insurance for businesses, startups & scaleups

Get a quote in seconds!

Types of cover

Are you a small business, a startup or an independent contractor?

upcover is all about small business insurance. Select from the type of insurance you are looking for and get covered in minutes
Allied Health Professionals Insurance

Protects you as a care based worker, fitness instructor or a wellness professional

See Product Details
Public & Products Liability Insurance

Most business contracts require you to have a third party liability insurance. Do you have one?

See Product Details
Professional Indemnity

Protects your business against the financial impacts of potential claims arising from allegations of professional negligence or misconduct

See Product Details
Cyber & Privacy Liability Insurance

Protects your business from cyber incident response costs, cyber extortion and ransom payment, cyber crime and more

See Product Details
Management, Sole traders and Association Liability Insurance

Protects from certain risks arising from the running of a business, a partnership or an association

See Product Details
WHo we cover

We’ve got tailored policies for thousands of occupations

You can count on us to get your business and contractors insured in minutes. Forget long forms, insurance jargon and unnecessary waiting times. Get your instant quote in seconds.

For small businesses, contractors & freelancers

We are 100% dedicated to small businesses, independent freelancers & contractors

Insure your business

For startups, scaleups and VCs

upcover is all about helping small business and startup's get the insurance they need.

Insure your startup

For brands, online businesses & associations

Have a large business audience or a contractor workforce that needs insurance? Offer them insurance at the click of a button

Partner with us
Our Partners

Commonly asked questions by our customers

What is insurance for allied health professionals?

upcover offers insurance or allied health professionals via a Healthcare Professionals Civil Liability Insurance Policy. This is the tailored insurance cover that we offer for any Health Professional. Covering more than 300+ occupations at market leading coverage and competitive prices, we are ensuring that you can get the cover you need in minutes from trusted A-rated insurers.

What is Public and Products Liability insurance?

Public and Products Liability insurance protects you and your business in case your clients or any other third party sustains an injury and/or causes property damage during the course of your work. Business owners have a duty of care for any third party they interact with as part of their business activities.

By having an adequate level of cover, Public Liability insurance can help you avoid the stress of defending any claim yourself or paying any expensive legal fees so you can resume your business’ day-to-day operations without any hiccups.

What is Professional Indemnity insurance?

Professional Indemnity insurance is designed to protect you and your business from mistakes and breaches that can occur from the provision of your business’ professional services. For example, while working on a project with a client, you make a mistake that results in the client taking legal action against you.

Professional Indemnity insurance can cover your legal costs, as well as any settlements you may need to pay when the unthinkable happens.

What is startup insurance, and why is it important for new businesses?

Startup insurance refers to insurance coverage specifically designed to meet the unique needs of startups and early-stage businesses. It provides protection against various risks and liabilities that entrepreneurs may face while launching and growing their ventures.

Startup insurance is important because it helps mitigate financial losses resulting from unexpected events, such as property damage, liability claims, or lawsuits, allowing startups to focus on their core operations without worrying about potential risks.

What do I need to do to get a quote?

At upcover, we believe in simplicity. Just tell us your occupation, and your revenue and you’ll get a price for the insurance in a matter of seconds. You’ll only need to answer a few more questions and you'll get an instant quote in a minutes - not days or weeks or months.

Who is upcover's insurance partner?

upcover offer’s insurance products backed by Professional Risk Underwriting Pty Ltd (ProRisk), Australia’s Underwriting Agency of the Year in 2020.

What is a Certificate of Currency?

A Certificate of Currency is issued by an insurance company and is something you can use as proof that your existing insurance policy is valid. It contains all the information regarding your policy. You may be asked from time to time to prove your insurance - for loans to your business, for landlords of your premises, or for certain clients you might have.

The moment you purchase your insurance from upcover you can send your proof of insurance to whoever requires it, at just a click of a button.

How can I make a claim?

You can make a claim by filling up this online form here.

Just answer a few simple questions and submit your claims form in minutes.

Need certificate of insurance?

Get covered and share your certificate of insurance in minutes