Insurance for Beauty Professionals

Instant insurance for beauty professionals. Combines professional indemnity, public liability and products liability insurance

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Protect what you've perfected over years of hard work!

upcover saves time and effort by offering one affordable insurance product that covers both third party injuries and advice related complaints.

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PROTECTS you for

How does this insurance protect beauty professionals?

upcover offers insurance that blends professional indemnity and public & product liability insurance, offering you tailored insurance solutions for beauty professionals at affordable prices

Professional Indemnity Insurance for beauty professionals (Limits up to $10m)

However qualified, mistakes happen to the best of us.

Professional indemnity protects you from claims made against your beauty business in the course of you providing your professional services.

Injuries

You're a nail technician and you have a client with concerns of nail cleanliness, despite your assurances of clean procedures one of your tools was dirty and a client develops a reaction  post manicure.

Bad advice

Working as a beauty therapist, you recommended a treatment that ended up leaving scarring and marks on the client's face.

Negligence

While doing an eyelash tinting procedure, you end up damaging the eyelashes and eyebrows of the client just before their wedding day.

Public & Products Liability insurance for beauty professionals (Limits up to $20m)

Public liability insurance protects your beauty business against liability if someone gets injured on your premises or while you are providing your services.
Products liability insurance is for claims made against your beauty business for products supplied or sold by you to a third party. This might be a claim arising from a faulty beauty product or a product that injured someone.

Third Party Injuries

A person delivering hair products trips over a plugged-in hairdryer cord at your beauty salon and injures their knee.

Property Damage

Working as a mobile beauty therapist, you accidentally damage a client's floor tiles with some chemicals during a home visit.

Faulty Products

Because of a bad batch of a moisturizer you usually resell, a client buys it from your salon and breaks out in rashes.

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Other insurance requirements of a beauty professional?

Equipment insurance

Your fitness business depends as much on having the right equipment as it does on your skills and prowess. Getting your equipment ready is an expensive and time-consuming process. Having done that, you want to ensure it's protected and that your investment remains safe. This is where equipment insurance comes into play.

This insurance protects your equipment - owned, rented or borrowed.

Cyber Liability Insurance

If you have personal or sensitive information of your clients, you might also want to look at cyber liability insurance. Cyber liability insurance provides coverage from losses due to a cyber-attack event and legal protection from claims arising out of a cyber breach.

Business package insurance

Business package insurance is aimed at business owners and is a comprehensive solution that protects owners against some of the main risks in running a business.

Personal Accident and Illness Insurance

Personal accident and illness insurance comes in handy for times you cannot work owing to an injury or illness.  

While professional indemnity covers you for mistakes made in a professional capacity, personal accident and illness insurance helps with loss of income for periods you can't work.
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