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Insurance for Tradies

Public & Products Liability insurance for tradies and subbies looking to protect their businesses.

Starting from $374 per year.


Protect what you've perfected over years of hard work!

upcover saves time and effort by offering one affordable insurance product that covers both third party injuries and advice related complaints.

PROTECTS you for

How does this insurance protect tradies & subbies?

upcover saves time and effort by offering one affordable insurance product that covers both third party injuries and product related liabilities.

upcover offers insurance that blends public liability and products liability insurance, offering you tailored insurance solutions for trade businesses and contractors at affordable prices

Public & Products Liability insurance for trade professionals (Limits up to $20m)

Public liability insurance protects your trade business against liability if someone gets injured on your site or while you are providing your services.
Products liability insurance is for claims made against your trade business for products supplied or sold by you to a third party. This might be a claim arising from a faulty product or a product that injured someone.

Public liability insurance covers cases including:

Third Party Injuries

Your client trips over some of your equipment on the job site.

Property Damage

The home owner trips over a running cable while you're drilling, breaking their ankle.

Faulty Products

You install a power point that shorts out your clients brand new washing machine.


Other insurance requirements of trade businesses?

Equipment insurance

Your trade business depends as much on having the right equipment as it does on your skills and prowess. Getting your equipment ready is an expensive and time-consuming process. Having done that, you want to ensure it's protected and that your investment remains safe. This is where equipment insurance comes into play.

This insurance protects your equipment - owned, rented or borrowed.

Cyber Liability Insurance

If you have personal or sensitive information of your clients, you might also want to look at cyber liability insurance. Cyber liability insurance provides coverage from losses due to a cyber-attack event and legal protection from claims arising out of a cyber breach.

Business package insurance

Business package insurance is aimed at business owners and is a comprehensive solution that protects owners against some of the main risks in running a business.

Personal Accident and Illness Insurance

Personal accident and illness insurance comes in handy for times you cannot work owing to an injury or illness.  

Personal accident and illness insurance helps with loss of income for periods you can't work.
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