No items found.

A

B

C

D

E

F

G

H

I

J

K

L

M

N

O

P

Q

R

S

T

U

V

W

X

Y

Z

INSURANCE TERMS & DEFINITIONS

Insurance terms can be confusing — explore our easy-to-use insurance database at upcover to learn more and make informed decisions

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A

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Approved Provider / Panel Vendor
Aggregate Limit
Account Takeover
Access Control Failure
Application Outage

B

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Business Interruption
Bodily Injury
Business Continuity Plan
Business Operations
Botnetting

C

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Cryptojacking
Cyber Extortion
Costs
Claims-Made Policy
Cancellation

D

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Duty of Disclosure
Duty of Utmost Good Faith
Data Breach
Direct Financial Loss
Discovery Period

E

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Exclusions
Eligible Data Breach
Employment Related Benefits
Endorsement
Extension / Extension of Cover

F

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Forensic Costs
First-Party Cover
Fraudulent Non-Disclosure
Fraud

G

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Governance Failure

H

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Host System
Hacker

I

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Insuring Clause
Indemnity Period
Incident Response
Incident Response Manager
Insured Event

J

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No term for this letter.

K

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Known Threat Actor

L

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Limit of Liability
Legal Defence Costs
Loss
Loss of Income
Loss of Profits

M

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Mandatory Ransomware Payment Reporting laws
Malware
Malware Propagation
Mean Time to Recovery (MTTR)
Multi-Factor Authentication (MFA)

N

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Notification Obligations
Notifiable Data Breaches (NDB) scheme
Notification Failure

O

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Outsourced Service
Occurrence based policy
Operational Disruption

P

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Policy
Personal Information
Policy Limit
Period of Insurance
Policy Schedule

Q

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Qualified Incident Response Firm
Quantified Loss

R

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Ransomware
Recovery Time Objective (RTO)
Risk Transfer
Regulatory Investigation
Reputation Management

S

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Sub-limit
Security Breach
Service Provider
Service Interruption
Subrogation

T

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Third-Party Cover
Third-Party Liability
Third-Party Dependency
Transaction Fraud
Trigger Event

U

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Unauthorised Access
Unauthorised Modification
Underinsurance

V

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Vulnerability

W

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No term for this letter.

X

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No term for this letter.

Y

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No term for this letter.

Z

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Zero-Day Exploit
Zero Trust
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The information contained on this website is general advice only and has been prepared without taking into account your individual needs, objectives and financial situation. It should not be relied upon as advice. All insurance products are subject to the terms, conditions, limits and exclusions contained in the relevant policy wording and Product Disclosure Statement.  Before deciding whether a particular insurance product is right for you, please consider your personal circumstances and read the relevant Product Disclosure Statement, Target Market Determination, Policy Wording, and Financial Services Guide.