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D&O

Clear explanations of directors and officers liability terms.

Terms  

Governance Failure

Governance Failure refers to a breakdown or inadequacy in the systems, processes, policies, or oversight mechanisms that an organisation uses to direct and control its operations.

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Transaction Fraud

Fraudulent activity that manipulates transactions, often via social engineering or account takeover.

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Fraud

Dishonest or deceptive conduct intended for financial gain.

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Fraudulent Non-Disclosure

Failure to disclose material facts with intent to deceive.

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Regulatory Investigation

A formal inquiry by a government authority into potential breaches of laws or regulations.

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We are digitising commercial insurance and risk management for small, mid-market and technology businesses. We work with a global network of underwriters, challenging legacy brokers and delivering market leading coverage to our customers.

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© 2026 upcover Pty Ltd ABN 17 628 197 437, Corporate Authorised Representative (CAR 1299211) of Experience Insurance Services Pty Ltd ABN 41 657 596 506, AFSL 539078. upcover arranges insurance products with selected insurers and underwriters. upcover does not compare all general insurers or insurance products available in the market.

The information contained on this website is general advice only and has been prepared without taking into account your individual needs, objectives and financial situation. It should not be relied upon as advice. All insurance products are subject to the terms, conditions, limits and exclusions contained in the relevant policy wording and Product Disclosure Statement.  Before deciding whether a particular insurance product is right for you, please consider your personal circumstances and read the relevant Product Disclosure Statement, Target Market Determination, Policy Wording, and Financial Services Guide.