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Notification Failure occurs when an insured fails to notify their insurer of a claim, incident, or circumstance within the timeframes specified in the policy.
The NDB scheme is a legal obligation under the Australian Privacy Act which requires certain organisations to notify affected individuals and the OAIC when a data breach involving personal information is likely to result in serious harm.
Obligation to promptly notify the insurer (and sometimes regulators) when of any claim, incident or potential liability that could trigger coverage under the policy.
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