What is Natural Disaster Exclusion | Insurance glossary by upcover

This exclusion means losses from bushfire, flood, cyclone, or earthquake may not be insured unless stated otherwise. These events involve widespread damage often managed through separate catastrophe or property policies. For example, if heavy rain floods a workshop, cover applies only if flood risk was specifically included. Why it matters: It reminds policyholders to check their policy schedule for optional natural-disaster extensions.

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Related Term

Sum Insured (Strata)

Market Value Cover (Strata)

Replacement Cost Cover (Strata)

All Category

Financial

Legal

Insurance Documents

Fundraising

Employment

Policy

Risk Management

E&O

D&O

Commercial Insurance

Cyber

Compliance

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