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This is a policy exclusion that removes coverage for cyber incidents attributable to war, including state-sponsored hostilities or declared cyber warfare.
Cyber Theft is the unauthorised acquisition of data, funds, or digital assets through cyber means.
A specific demand made by attackers to pay to prevent data release, system shutdown, or corruption.
Credential Stuffing is an automated attack where adversaries use stolen username and password pairs to gain unauthorised access to accounts.
Any incident involving digital systems that threatens confidentiality, integrity, or availability.
Cancellation defines the terminating an insurance policy before expiry.
Cover that is triggered if a claim is made during the policy period, not when the act occurred.
The expenses of investigating and defending claims.
Threats to disrupt, expose, or withhold digital assets unless a ransom or demand is met.
The covert, unauthorised use of computing resources to mine cryptocurrency.