Continuous Cover (Allied Health)

An automatic extension that may provide cover for claims arising from facts or circumstances the Insured first became aware of prior to the current Period of Insurance, where: (a) the Insured knew or ought to have known such facts might give rise to a Claim; (b) the Insured failed to notify such facts under a prior policy with the same insurer; (c) there was no fraud in the failure to notify; and (d) the insurer has been the Insured's continuous professional indemnity insurer without interruption. Cover is typically limited to the terms, conditions, and Limit of Liability of the policy in force when the Insured first became aware of the relevant facts. The insurer may reduce liability to the extent of any prejudice suffered.

An automatic extension that may provide cover for claims arising from facts or circumstances the Insured first became aware of prior to the current Period of Insurance, where: (a) the Insured knew or ought to have known such facts might give rise to a Claim; (b) the Insured failed to notify such facts under a prior policy with the same insurer; (c) there was no fraud in the failure to notify; and (d) the insurer has been the Insured's continuous professional indemnity insurer without interruption. Cover is typically limited to the terms, conditions, and Limit of Liability of the policy in force when the Insured first became aware of the relevant facts. The insurer may reduce liability to the extent of any prejudice suffered.