Completed Operations Exposure (Products)

Completed Operations Exposure (Products) refers to the liability risk arising from products that have been manufactured and sold, or work that has been completed and handed over, that subsequently causes injury or damage to third parties. This exposure continues indefinitely after the product enters the market or the work is completed, as defects may not manifest until years later. Products liability insurance addresses this long-tail exposure through occurrence or claims-made coverage structures.

Completed Operations Exposure (Products) refers to the liability risk arising from products that have been manufactured and sold, or work that has been completed and handed over, that subsequently causes injury or damage to third parties. This exposure continues indefinitely after the product enters the market or the work is completed, as defects may not manifest until years later. Products liability insurance addresses this long-tail exposure through occurrence or claims-made coverage structures.