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TERMS STARTING WITH (P)

Period of Insurance

Period of Insurance is the timeframe stated in the policy schedule for which coverage is in effect.

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Policy Schedule

Policy schedule the document that sets out the specific coverage details for an insured risk.

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Policy Limit

The maximum amount payable under a policy for a covered loss.

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Personal Information

In Australia, "Personal Information" has a specific legal meaning under the Privacy Act 1988 (Cth) and is defined as information or an opinion about an identified individual, or an individual who is reasonably identifiable, whether the information is true or not, and whether it is recorded in a material form or not.

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Policy

An insurance contract that sets out the terms and conditions of coverage.

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The information contained on this website is general advice only and has been prepared without taking into account your individual needs, objectives and financial situation. It should not be relied upon as advice. All insurance products are subject to the terms, conditions, limits and exclusions contained in the relevant policy wording and Product Disclosure Statement.  Before deciding whether a particular insurance product is right for you, please consider your personal circumstances and read the relevant Product Disclosure Statement, Target Market Determination, Policy Wording, and Financial Services Guide.