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Infrastructure Failure is the breakdown of foundational IT systems (networks, servers, storage) that affects system availability or business operations.
The wrongful use of someone’s personal information to impersonate them for gain.
An Incident Response Plan is a predefined strategy for detecting, containing, communicating, and recovering from cyber incidents.
The company which ultimately provides the policy of insurance and pays for losses covered under the policy.
Insured is the person or organisation entity covered by the policy.
Insurance Premium is the amount paid by the insured to the insurer in exchange for coverage under the policy for a specified period.
An insured occurrence that triggers policy response.
Incident response refers to a structured process for detecting, containing, investigating, and recovering from cybersecurity incidents.
The individual or service responsible for coordinating the response to a cyber incident.
The Indemnity Period refers to the length of time the insurer will compensate the insured for financial losses following a covered event. This is often used to calculate business interruption losses.
The policy section that sets out what events are covered under.
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