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This exclusion applies when claims involve infringement of intellectual property rights—like copying a logo or software. For example, if a tradie uses another company’s design on their website without permission, resulting legal costs aren’t covered. Some policies provide limited exceptions for unintentional use. Why it matters: It helps businesses recognise that creative or branding disputes need separate professional-indemnity or media-liability cover.
This exclusion applies when claims involve infringement of intellectual property rights—like copying a logo or software. For example, if a tradie uses another company’s design on their website without permission, resulting legal costs aren’t covered. Some policies provide limited exceptions for unintentional use. Why it matters: It helps businesses recognise that creative or branding disputes need separate professional-indemnity or media-liability cover.
We are digitising commercial insurance and risk management for small, mid-market and technology businesses. We work with a global network of underwriters, challenging legacy brokers and delivering market leading coverage to our customers.