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The malfunction or breakdown of IT systems affecting availability or function.
Supply Chain Attack refers to cyber attacks targeting third-party vendors or service providers to compromise their clients' systems.
Social engineering is a method by which attackers manipulate people into divulging confidential information or performing actions that compromise security.
Silent Cyber refers to cyber risks that are not clearly addressed—neither expressly covered nor excluded—in traditional insurance policies.
Reduction in system performance or quality without complete outage.
A Security Event is any observable occurrence in a system that may indicate a cyber threat or potential breach.
Security Awareness Training is education provided to employees on cyber risks, threats, and proper security behaviors to reduce human-related security incidents.
Sum Insured is the maximum amount an insurer will pay under a policy for an insured event.
The insurer’s right to recover for monies paid to an insured, from a third party responsible for the loss.
A temporary unavailability or degradation of a service due to a cyber event, causing operational disruption.
A third-party vendor that delivers services which the insured relies on operationally or technically.
An incident compromising the confidentiality, integrity, or availability of systems or data.
A maximum amount the insurance company will pay for a specific type of loss, which is within the overall policy limit.
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