What is Section 54 ICA Insurance Contracts Act | Insurance glossary by upcover

Section 54 of the Insurance Contracts Act 1984 (Cth) prevents an insurer from automatically rejecting a claim if the policyholder’s later action—such as a late notification—did not cause or worsen the loss. For example, if a tradie reports a minor claim a few days late but the delay has no impact, the insurer cannot deny it purely on timing. This provision promotes fairness between insurers and customers.

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Related Term

Legal Expenses Insurance (Strata)

Outsourced Service Liability

Business Partnership Liability

All Category

Financial

Legal

Insurance Documents

Fundraising

Employment

Policy

Risk Management

E&O

D&O

Commercial Insurance

Cyber

Compliance

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