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A Trigger Event is the specific cyber incident or condition that activates coverage under a cyber insurance policy.
Fraudulent activity that manipulates transactions, often via social engineering or account takeover.
Operational reliance on external parties whose failure could impact the insured’s operations.
Legal obligations to compensate external parties for damages resulting from a cyber incident affecting their data, systems or operations.
Third-party cover refers to coverage for claims made against an insured by other parties for damages, injuries, or losses the insured is alleged to have caused.
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