What is Third Party Mechanical Failure Exclusion

This exclusion means the insurer will not pay for loss caused solely by external service failure—like power, internet, or telecom outages—unless triggered by a cyber event. For example, if a blackout stops operations but no cyberattack occurred, the claim is excluded. Why it matters: It clarifies responsibility between utility providers and insured businesses.

Related Terms

Cybercrime & Fraud Cover (Business Pack)

Electronic Data Recovery (Business Pack)

Data Breach Cover (Business Pack)

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D&O

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Related Term

Cybercrime & Fraud Cover (Business Pack)

Electronic Data Recovery (Business Pack)

Data Breach Cover (Business Pack)

All Category

Financial

Legal

Insurance Documents

Fundraising

Employment

Policy

Risk Management

E&O

D&O

Commercial Insurance

Cyber

Compliance

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