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This exclusion clarifies that cyber insurance focuses on digital loss, not physical damage. For instance, if a cyberattack disables a building’s security system and thieves steal equipment, only the digital breach—not the theft—may be covered. Linked term: see Property in Your Physical or Legal Control. Why it matters: It sets clear boundaries between cyber and general property insurance.
This exclusion clarifies that cyber insurance focuses on digital loss, not physical damage. For instance, if a cyberattack disables a building’s security system and thieves steal equipment, only the digital breach—not the theft—may be covered. Linked term: see Property in Your Physical or Legal Control. Why it matters: It sets clear boundaries between cyber and general property insurance.
We are digitising commercial insurance and risk management for small, mid-market and technology businesses. We work with a global network of underwriters, challenging legacy brokers and delivering market leading coverage to our customers.