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This exclusion means insurance won’t pay for loss or damage if property is legally seized, confiscated, or taken over by a government or public authority. For example, if land is resumed for public works, compensation must come from that authority, not the insurer. Why it matters: It clarifies that insurance covers accidental loss, not lawful government action.
This exclusion means insurance won’t pay for loss or damage if property is legally seized, confiscated, or taken over by a government or public authority. For example, if land is resumed for public works, compensation must come from that authority, not the insurer. Why it matters: It clarifies that insurance covers accidental loss, not lawful government action.
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