Botnet activity can include distributed denial-of-service attacks, malware propagation, spam distribution, and credential theft. These attacks can degrade system availability, enable data breaches, or serve as a vector for broader cyber incidents. Cyber insurance may respond to resultant business interruption, forensic investigation costs, and third-party liability if the compromised devices cause harm to others. Coverage typically assumes the insured maintained reasonable security controls to prevent device compromise.

Botnet activity can include distributed denial-of-service attacks, malware propagation, spam distribution, and credential theft. These attacks can degrade system availability, enable data breaches, or serve as a vector for broader cyber incidents. Cyber insurance may respond to resultant business interruption, forensic investigation costs, and third-party liability if the compromised devices cause harm to others. Coverage typically assumes the insured maintained reasonable security controls to prevent device compromise.