What is Discovery Period | Insurance glossary by upcover

Discovery periods are typically found in claims-made insurance policies, particularly professional indemnity, D&O, cyber liability, employment practices liability, and errors and omissions insurance, where there can be significant delays between when an incident occurs and when it's discovered. Standard discovery periods are 30-60 days, but extended periods can be purchased to prevent coverage gaps due to delayed detection.

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Sub-limit

Retroactive Date

Renewal

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Financial

Legal

Insurance Documents

Fundraising

Employment

Policy

Risk Management

E&O

D&O

Commercial Insurance

Cyber

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Related Term

Sub-limit

Retroactive Date

Renewal

All Category

Financial

Legal

Insurance Documents

Fundraising

Employment

Policy

Risk Management

E&O

D&O

Commercial Insurance

Cyber

Compliance

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