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Tradies insurance terms
Accidental physical loss of or damage to property owned by someone other than the insured.
Harm, illness, or death suffered by another person due to the insured’s negligence or business activities.
Individually listed and valued tools that are insured for their specific replacement amount as shown in the policy schedule.
Lower-value tools insured collectively up to set monetary limits without being individually listed in the policy.
A bundled policy providing combined protection for business risks such as liability, tools, and other essential covers under one contract.
Insurance that protects portable tools and equipment from theft, accidental damage, or loss caused by insured events.
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