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Insurance for Lawn Care Businesses & Garden Maintenance Businesses

Liability insurance for lawn care businesses that protects you and your clients including public liability insurance for garden maintenance businesses.

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protects you against

What is covered under this insurance for lawn care businesses?

Lawn & garden carers are covered under the public and products liability insurance which is designed to include both public liability and products liability insurance.

This policy covers lawn & garden businesses, contractors and sub-contractors that work full time, part time or casually.
Public Liability

Public liability insurance protects you and your business against any liability if someone is injured on your premises or while you are providing your services in Australia.

Products Liability

Products Liability insurance protects you for claims made against your business for any products sold or supplied by you to a third party. This might be a claim arising from a faulty product that injured someone else.

Vicarious Liability

Vicarious liability insurance covers you for any conduct of your agents, contractors or employees in the performances of your services.

Care, Custody & Control

Care, custody & control pays for property damage that might occur to premises or third party parked vehicles while you occupy premises and where the loss or damage did not occur through the performance of your work.

Complimentary Legal Advice

This provides 1 hour of complimentary legal advice to you each year from our insurance partner's panel of solicitors, for any matter which is notified to us and may become a claim.

other benefits

Value added benefits of upcover’s insurance for lawn care businesses

Contract Review

This entitles you to four contract reviews each year you have your lawn & garden business insurance. This can be used for any contract that might impact your insurance policy. An example of this might be retaining a contractor.

Complimentary Legal Advice

This provides 1 hour of complimentary legal advice to you each year from our insurance partner's panel of solicitors, for any matter which is notified to us and may become a claim.

Whistleblower Hotline

You and your business employees can access a Whistleblower Hotline that is provided by our insurance partner at no additional cost to you.

exclusions

What is not covered (exclusions) under the lawn & garden maintenance business insurance policy?

Abuse

Abuse excludes cover for any insurance claim that might arise from actual or alleged verbal, physical, sexual abuse, molestation, assault, battery or violence.

Dishonest / wilful acts

Dishonest and/or wilful acts exclude cover for any insurance claim that might arise from dishonest, fraudulent or criminal acts.

Alcohol and Drugs

This excludes cover for any insurance claim that might arise from use of alcohol, illegal drugs, narcotics and intoxicants

*For all policy exclusions, please refer to the policy wording and general terms & conditions.

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