Insurance for Occupational Therapists

Instant occupational therapists insurance that combines professional indemnity, public liability and products liability

Starts from $280 per year

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protects you against

What is covered under this insurance policy for Occupational Therapists?

Occupational therapists insurance under the allied health professionals insurance covers occupational therapists and is designed to include both professional indemnity, public liability and products liability.

The policy is suitable for occupational therapists working with an institution or having their own practice or providing occupational therapy services as part of their professional duties.

The policy can cover occupational therapists that work full time, part time or as contractors.

Public Liability

Public liability protects you and your occupational therapist services against any liability if someone is injured on your premises or while you are providing your services in Australia.

Professional Indemnity

Professional indemnity protects you for claims made against your occupational therapy business in the course of providing your professional services in Australia.

Property Damage

Products liability protects you for claims made against your occupational therapist practice for any products sold or supplied by you to a third party in Australia.

Investigation Costs

Investigation costs cover legal costs and expenses in responding to an investigation from an official body on a complaint made against you or your occupational therapist business.

Defamation

Protects you and your business against any actual or alleged defamation, or harm to the reputation of a third party online or in public in relation to the provision of your occupational therapy services.

other benefits

Value added benefits of upcover’s occupational therapists insurance

Contract Review

This entitles you to four contract reviews each year you have your occupational therapist insurance. This can be used for any contract that might impact your insurance policy. An example of this might be retaining a contractor.

Complimentary Legal Advice

This provides 1 hour of complimentary legal advice to you each year from our insurance partner's panel of solicitors, for any matter which is notified to us and may become a claim.

Whistleblower Hotline

You and your business employees can access a Whistleblower Hotline that is provided by our insurance partner at no additional cost to you.

exclusions

What is not covered (exclusions) under occupational therapist insurance policy?

Abuse

Abuse excludes cover for any insurance claim that might arise from actual or alleged verbal, physical, sexual abuse, molestation, assault, battery or violence.

Dishonest / wilful acts

Dishonest and/or wilful acts exclude cover for any insurance claim that might arise from dishonest, fraudulent or criminal acts.

Alcohol and Drugs

This excludes cover for any insurance claim that might arise from use of alcohol, illegal drugs, narcotics and intoxicants

*For all policy exclusions, please refer to the policy wording and general terms & conditions.

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