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Professional Indemnity & Public Liability Insurance For Psychologists

Meets requirements of the Psychology Board of Australia
Market leading cover
Up to $20m limits
Starts from $340 per year
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protects you against

What is covered under this insurance policy for psychologists?

The allied health professionals insurance policy is designed to include professional indemnity, public liability and products liability insurance in one policy.

It includes insurance limits of up to $10m professional indemnity and $20m public and products liability, plus reinstatements.

The policy is suitable for psychologists working remotely, providing telehealth services, with an institution or running their own practice.

The policy also covers psychologists working full time, part time or as a freelancer. 
Public Liability

Public liability insurance protects you and your psychology business against any liability if someone is injured on your premises or while you are providing your services.

Professional Indemnity

Professional indemnity insurance protects you for claims made against your psychology business in the course of providing your in Australia.

Property Damage

Products liability insurance protects you for claims made against your psychology business for any products sold or supplied by you to a third party.

Investigation Costs

Investigation costs cover legal costs and expenses in responding to an investigation from an official body on a complaint made against you or your psychology business

Defamation

Protects you and your psychology business business against any actual or alleged defamation, or harm to the reputation of a third party online or in public in relation to the provision of your services.

other benefits

Value added benefits of upcover’s psychologists insurance

Contract Review

This entitles you to four contract reviews each year you have your psychologists insurance policy. This can be used for any contract that might impact your insurance policy. An example of this might be retaining a contractor.

Complimentary Legal Advice

This provides 1 hour of complimentary legal advice to you each year from our insurance partner's panel of solicitors, for any matter which is notified to us and may become a claim.

Whistleblower Hotline

You and your business employees can access a Whistleblower Hotline that is provided by our insurance partner at no additional cost to you.

exclusions

What is not covered (exclusions) under the psychologists insurance policy?

Abuse

Abuse excludes cover for any insurance claim that might arise from actual or alleged verbal, physical, sexual abuse, molestation, assault, battery or violence.

Dishonest / wilful acts

Dishonest and/or wilful acts exclude cover for any insurance claim that might arise from dishonest, fraudulent or criminal acts.

Alcohol and Drugs

This excludes cover for any insurance claim that might arise from use of alcohol, illegal drugs, narcotics and intoxicants

*For all policy exclusions, please refer to the policy wording and general terms & conditions.

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