Insurance for Physiotherapists

Instant Physiotherapists insurance that combines professional indemnity, public liability and products liability

Starts from $460 per year

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protects you against

What is covered under this insurance policy for Physiotherapists?

Physiotherapy insurance under the allied health professionals insurance covers physiotherapists and is designed to include both professional indemnity insurance and public and products liability insurance.

The policy is suitable for physiotherapists working remotely, with an institution or running their own practice. 

Insurance for physiotherapists can cover those working full time, part time as a student or as a freelancer . 
Public Liability

Public liability insurance protects you and your business against any liability if someone is injured on your premises or while you are providing your physiotherapy services in Australia.

Professional Indemnity

Professional indemnity insurance protects you for claims made against your physio business in the course of providing your professional services in Australia.

Property Damage

Products liability insurance protects you for claims made against your physiotherapy business for any products sold or supplied by you to a third party in Australia.

Investigation Costs

Investigation costs cover legal costs and expenses in responding to an investigation from an official body on a complaint made against you or your business physiotherapist business.

Defamation

Protects you and your business against any actual or alleged defamation, or harm to the reputation of a third party online or in public in relation to the provision of your physiotherapist services.

other benefits

Value added benefits of upcover’s physiotherapist insurance

Contract Review

This entitles you to four contract reviews each year you have your physiotherapist insurance. This can be used for any contract that might impact your insurance policy. An example of this might be retaining a contractor.

Complimentary Legal Advice

This provides 1 hour of complimentary legal advice to you each year from our insurance partner's panel of solicitors, for any matter which is notified to us and may become a claim.

Whistleblower Hotline

You and your business employees can access a Whistleblower Hotline that is provided by our insurance partner at no additional cost to you.

exclusions

What is not covered (exclusions) under physiotherapist insurance policy?

Abuse

Abuse excludes cover for any insurance claim that might arise from actual or alleged verbal, physical, sexual abuse, molestation, assault, battery or violence.

Dishonest / wilful acts

Dishonest and/or wilful acts exclude cover for any insurance claim that might arise from dishonest, fraudulent or criminal acts.

Alcohol and Drugs

This excludes cover for any insurance claim that might arise from use of alcohol, illegal drugs, narcotics and intoxicants

*For all policy exclusions, please refer to the policy wording and general terms & conditions.

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