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Commercial property insurance built for modern Australian businesses
Help protect your building, your contents, and your revenue with tailored insurance designed for commercial premises of all types, from single shopfronts to multi-site portfolios.
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Farm pack insurance made simple
upcover's dedicated farm pack insurance team delivers purpose-built protection for the agricultural and rural industry. From home and farm buildings to liability, livestock, machinery, and income protection, we help keep your operation productive, protected, and prepared for the unexpected.
Broadacre & Cropping Farms
Cover options for farm buildings, silos, sheds, fencing, and irrigation infrastructure
Crop protection options for fire, hail, and other specified perils
Business interruption cover for income losses caused by insured events
Livestock & Grazing Properties
Protection options for livestock against defined perils such as fire, accident, or lightning
Cover options for yards, loading ramps, water troughs, and stock handling equipment
Fencing cover options including shared and boundary fencing
Hobby Farms & Lifestyle Properties
May be suitable for properties of two hectares or more with minimal farming income
Home building and contents cover combined with farm property protection
Public liability for visitor and contractor incidents on the property
Vineyards & Orchards
Cover options for trellising, netting, irrigation systems, and harvesting equipment
Crop and farm income protection options
Liability cover options for cellar door visitors, tastings, and on-site events
Dairy & Intensive Operations
Coverage for milking sheds, coolrooms, feed storage, and processing infrastructure
Machinery breakdown options for refrigeration, pumps, and automated systems
Goods in transit cover options for milk and produce during transport
Mixed-Use & Diversified Farms
Cover options across multiple enterprise types on a single property
Flexible options for agritourism, farm stays, and on-site retail
Consolidated protection options for home, farm property, livestock, and motor vehicles
Comprehensive protection for your farm
Coverage options shown below. Actual cover will depend on your policy selection and insurer. Refer to the PDS or policy wording for specific details.
Home Building & Contents
Designed to protect for your farmhouse, home contents, and personal belongings against insured events such as fire, storm, lightning, and accidental damage.
Farm Property
Designed to cover farm buildings, sheds, silos, fencing, hay, silage, grain, and fixed infrastructure against fire, storm, impact, and other insured events.
Farm Liability
Designed to cover legal liability arising from farm operations, including injuries to visitors or contractors, damage to neighbouring properties, and legal costs associated with liability claims.
Livestock
Designed to cover death or injury to cattle, sheep, and other livestock caused by defined events such as fire, lightning, storm, or accident. Options may be available for specified high-value animals and broader herd cover.
Theft
Designed to cover break-ins, theft of farm property, equipment, machinery, livestock, and produce across insured locations.
Farm Motor
Designed to cover farm vehicles including tractors, harvesters, utes, and utility vehicles against accidents, theft, and third-party property damage.
Farm Business Interruption
Designed to provide financial protection for lost revenue and ongoing expenses when your farm operation must close or reduce activity due to an insured event.
Crop Insurance
Designed to cover loss of crop yield caused by specified perils such as fire or hail, helping protect your seasonal income.
Commonly asked questions by our customers
What is farm pack insurance?
Farm pack insurance isa purpose-designed insurance solution for agricultural operators, designed to help protect your property, livestock, equipment, and revenue. You can review quotes, manage documents and request certificates online.
What types of farms can be insured?
Farm pack insurance is designed to cover a wide range of agricultural operations including: broadacre and cropping farms, livestock and grazing properties, dairy farms, vineyards, orchards, hobby and lifestyle farms, mixed-use enterprises, horticultural operations, and properties with agritourism or farm-stay activities.
Is farm pack insurance suitable for small or hobby farms?
Yes. Whether you manage a small lifestyle property or a large commercial operation spanning multiple sites, farm pack insurance can be tailored to your risk profile. The size of your property doesn't limit eligibility.
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