Insurance FAQ’S

Professional Indemnity for natural therapists is designed to cover claims arising from the provision of your services, such as allegations of treatment error, omission or advice causing your client financial loss.

Professional Indemnity insurance is designed to cover claims arising from professional negligence, errors or omissions in the services you provide. While it is not a legal requirement for wellness businesses in Australia, it is commonly held by wellness businesses across Australia. Many clients, professional associations and booking platforms may expect you to hold current Professional Indemnity cover before engaging your services. Without this type of cover, you could be personally liable for legal costs and compensation claims. Speaking with an insurance broker can help you understand the level of cover appropriate for your circumstances.

Public Liability insurance is designed to cover claims where a client or member of the public is injured or their property is damaged as a result of the services you provide. While it is not a legal requirement for food businesses in Australia, it is commonly held by food businesses across Australia. Many clients, venues and booking platforms may require you to hold a current Public Liability policy before they will engage your services. Without this type of cover, you could be personally liable for legal costs and compensation claims. Speaking with an insurance broker can help you understand whether Public Liability cover is appropriate for your circumstances.