Who needs Allied Health insurance?

If you provide healthcare services, treatment or advice to clients, you likely need Allied Health insurance. This includes professions like physiotherapy, psychology, chiropractic, occupational therapy, podiatry, dietetics and many more. Whether you're a sole practitioner, run a clinic or are a student on placement, cover is available to suit your situation. In many cases, insurance is a requirement of your AHPRA registration or professional association membership.

What insurance do yoga teachers typically have?

The insurance yoga teachers commonly hold depends on how they operate and the services they provide. This typically includes Professional Indemnity insurance, which is designed to respond to claims of professional negligence or breach of duty, and Public and Products Liability insurance, which is designed respond to third party bodily injury or property damage claims arising from business activities. Both covers may extend to investigation costs, and depending on the policy, defamation. Additional covers such as Commercial Property, Business Interruption and Employee Fidelity may also be relevant depending on business structure and services offered.

Do yoga teachers need Professional Indemnity insurance?

Professional Indemnity insurance is designed to cover claims arising from professional negligence, errors or omissions in the services you provide. While it is not a legal requirement for yoga teachers in Australia, it is commonly held by yoga teachers across Australia. Many clients, professional associations and booking platforms may expect you to hold current Professional Indemnity cover before engaging your services. Without this type of cover, you could be personally liable for legal costs and compensation claims. Speaking with an insurance broker can help you understand the level of cover appropriate for your circumstances.

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What does Public Liability insurance cover for Allied Health professionals?

Public liability is designed to cover claims where someone is injured or their property is damaged in connection with your business — for example, a client tripping at your clinic. It doesn’t cover claims related to the treatment itself (that’s what Professional Indemnity insurance is for).

What does Professional Indemnity insurance for Allied Health professionals cover?

Professional Indemnity is designed to cover claims arising from the provision of healthcare services, such as allegations of treatment error, omission or advice causing your client financial loss.

What is Allied Health professionals insurance in Australia?

Allied health professionals insurance is designed to cover certain civil liability risks linked to providing healthcare services. It commonly includes Professional Indemnity, Public Liability and related covers.

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What does Public Liability insurance cover for Allied Health professionals?

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What is Allied Health professionals insurance in Australia?

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