Small Businesses
Tech Companies
Motor & Fleet
INSIGHTS

Forging the Frontier in Industry News   

Stay informed with the latest innovations, insights, and developments from upcover. Explore the resources below on business and risk management news to keep yourself up to date

Jun 26, 2026
a list item
Insurance Basics
How to Choose Professional Indemnity Insurance?

Choosing professional indemnity insurance? Use this checklist to compare claims-made cover, retroactive dates, exclusions, run-off, limits, and policy details.

Read Full Article
Jun 26, 2026
a list item
Cyber Insurance
How Much Does Cyber Insurance Cost in Australia?

Cyber insurance cost in Australia depends on revenue, industry, data, security controls, and cover limit. See typical premiums, what affects pricing, and how to compare.

Read Full Article
Jun 26, 2026
a list item
Allied Health
How much do disability support workers make in Australia?

Disability support workers earn $36 to $42 per hour under the SCHADS Award from July 2026. See pay rates by level, state, penalties and platform rates.

Read Full Article
Jun 26, 2026
a list item
Allied Health
Are Disability Support Workers Covered While Driving Clients Around?

Learn whether disability support worker insurance covers driving clients, what PL and PI may exclude, and what motor insurance to check before providing transport.

Read Full Article
Jun 23, 2026
a list item
Tradies & Construction
How Much Do Tradies Earn in Australia? 2026 Salary Guide

The average qualified tradie in Australia earns between $89,000 and $91,000 per year as an employee. Self-employed tradies turn over significantly more ($120,000 to $175,000 gross) but keep between 20% and 38% as net profit after expenses.

Read Full Article
Jun 22, 2026
a list item
Insurance Basics
Insured vs Insured Exclusion in D&O Insurance Explained

The insured vs insured exclusion in D&O insurance for Australian businesses: carve-backs, real-world scenarios, and what to check in your policy.

Read Full Article
Sole Trader NDIS Support Worker: Guide to PSI, Tax Deductions, and Insurance
Jun 22, 2026
a list item
Allied Health
Is disability support work classified as PSI?

Is disability support work PSI? Yes, for most sole traders. The ATO tests, what you can and cannot deduct, platform models, and the insurance you need.

Read Full Article
Jun 22, 2026
a list item
Insurance Basics
Management Liability vs D&O Insurance in Australia

Management liability bundles D&O with EPL, statutory liability, tax audit, and crime cover for SMEs. Compare D&O standalone with ML for Australian businesses.

Read Full Article
Jun 17, 2026
a list item
Tradies & Construction
Handyman Insurance in Australia: What You Need and What It Costs

What insurance does a handyman need? Public Liability from ~$50/month, state job value limits, what work is restricted, costs by cover level, and common claims explained.

Read Full Article
Jun 17, 2026
a list item
Tradies & Construction
Plumber Insurance in Australia: What You Need and What It Costs

What insurance does a plumber need? PL from ~$80/month, VBA rules for Victoria, tool cover, costs by level, and common plumbing claims explained.

Read Full Article
Jun 16, 2026
a list item
Tradies & Construction
Carpenter Insurance in Australia: What You Need and How Much It Costs

What insurance does a carpenter need in Australia? Public liability insurance from ~$30/month, tools of trade, commercial motor. Cover levels, costs, and common claims explained.

Read Full Article
Jun 16, 2026
a list item
Business 101
Insurance for Market Stall Holders in Australia

Market stall insurance in Australia from ~$35/day or ~$125/year. What cover you need, what markets require, and how to get your certificate instantly.

Read Full Article
Jul 27, 2026
a list item
Insurance Basics
Professional Indemnity Insurance for Startups

Professional indemnity insurance covers startups against financial loss claims from clients. It's often required by contracts or for licensing.

Read Full Article
Jul 27, 2026
a list item
Software and SaaS startup insurance in Australia

Learn what Software startup insurance in Australia is, know about Tech PI, cyber, SLA exposure, implementation risk and the covers SaaS companies assess for enterprise deals.

Read Full Article
Jul 27, 2026
a list item
Business 101
When Does a Startup Need Insurance in Australia?

Learn when a startup should assess insurance in Australia, from first client work and data collection to hiring, premises, enterprise contracts and funding.

Read Full Article
Jul 19, 2026
a list item
Insurance Basics
Employment Practices Liability Claims Examples Australia

See EPL insurance claims examples for Australian businesses, including unfair dismissal, discrimination, harassment and bullying, plus what to do next.

Read Full Article
Jul 16, 2026
a list item
Insurance Basics
Tech PI vs Cyber Insurance: What Is the Difference?

Tech PI covers claims that your tech work caused a client financial loss. Cyber covers breach response and incident costs. How they differ and where they overlap.

Read Full Article
Jul 16, 2026
a list item
Insurance Basics
What is tech professional indemnity insurance in Australia?

Tech professional indemnity insurance may help cover claims from software errors, project failures, data issues, and client financial loss. How it works.

Read Full Article
Jul 1, 2026
a list item
Business 101
Startup Insurance in Australia: What Cover Do You Need at Each Stage?

What insurance does an Australian startup need? Cover by stage, from first client to first investor, including PL, PI, D&O, cyber, and management liability.

Read Full Article
Jul 1, 2026
a list item
Cyber Insurance
Cyber Insurance for Startups: What Founders Need Before Funding, Enterprise Deals and Growth

Guide to cyber insurance for startups in Australia. Learn what investors & enterprise clients require, costs by stage, and why you need Tech PI.

Read Full Article
Jul 1, 2026
a list item
Cyber Insurance
Cyber Security Risk Management: Frameworks, Plans, & Best Practices

Protect your business from cyber threats with effective risk management. Learn about frameworks, plans, and best practices in this informative blog.

Read Full Article
Jun 30, 2026
a list item
Cyber Insurance
Why Is Cyber Insurance Important for Australian Businesses?

Cyber insurance may help Australian businesses respond to data breaches, ransomware, BEC, social engineering, and AI-enabled scams.

Read Full Article
Jun 30, 2026
a list item
Insurance Basics
What Is Management Liability Insurance in Australia?

Find out what Management Liability Insurance is and what it covers to protect your business. upcover offers customized solutions to ensure you have the right coverage for your specific needs.

Read Full Article
Jun 29, 2026
a list item
Cyber Insurance
How Much Cyber Insurance Do I Need?

How much cyber insurance do you need? Learn how Australian SMEs can calculate the right policy limit based on revenue, downtime, and hidden sublimits.

Read Full Article
Jul 16, 2026
a list item
Insurance Basics
How Much Does Commercial Motor Insurance Cost?

Commercial motor insurance may cost from around $1,200 per vehicle per year. See cost ranges by vehicle type, what drives the price and how to get a quote.

Read Full Article
Jul 16, 2026
a list item
Insurance Basics
What Does Commercial Motor Insurance Cover in Australia?

Commercial motor insurance may cover business vehicles for accidents, theft, fire, storm, glass and third-party property damage. See what is and is not covered.

Read Full Article
Jul 9, 2026
a list item
Fleet insurance for couriers and delivery drivers in Australia

Courier fleet insurance may cover delivery vehicles, parcels, public liability and downtime risks. What courier fleets should check and how to get a quote.

Read Full Article
Jul 9, 2026
a list item
Business 101
What is commercial motor and fleet insurance in Australia?

What is commercial motor and fleet insurance? Learn how it protects Australian business vehicles, what it covers, fleet thresholds, and how to get a quote.

Read Full Article
No items found.

We are digitising commercial insurance and risk management for small, mid-market and technology businesses. We work with a global network of underwriters, challenging legacy brokers and delivering market leading coverage to our customers.