Select how you’d like to proceed with your insurance needs.
Talk to a real insurance expert on your time.
15-minutes consultation with licensed advisors
Perfect if you’re unsure about coverage needs
Get personalised recommendations
Already have coverage? Let’s simplify your service
Keep your current carriers & policies
Simple digital authorisation process
Seamless transition to better service
Corporate travel insurance may cover employees on business trips for medical emergencies, cancellations, lost equipment and liability. See what Australian businesses should check.
Commercial motor insurance may cost from around $1,200 per vehicle per year. See cost ranges by vehicle type, what drives the price and how to get a quote.
Commercial motor insurance may cover business vehicles for accidents, theft, fire, storm, glass and third-party property damage. See what is and is not covered.
Public liability covers injury or property damage. Professional indemnity covers treatment or advice claims. See what allied health professionals may need.
See realistic allied health insurance claim examples in Australia, including treatment injuries, client slips, AHPRA complaints, product claims and privacy breaches, plus which cover may respond.
Tools of trade insurance for tradies. What electricians, plumbers, carpenters, and handymen should check about ute theft, specified tools, and claims.
Tools of trade insurance may help cover work tools and portable equipment if they are stolen, lost, or damaged. What it covers, security requirements, and what tradies need to know.
Tech PI covers claims that your tech work caused a client financial loss. Cyber covers breach response and incident costs. How they differ and where they overlap.
Tech professional indemnity insurance may help cover claims from software errors, project failures, data issues, and client financial loss. How it works.
Tax audit insurance may help cover accountant or tax agent fees if the ATO audits your business. What it covers, what it excludes, and who may need it.
Medical malpractice insurance may help cover clinical negligence claims, legal defence costs, and patient harm allegations. Who needs it and how it works.
Find out how much professional indemnity insurance to arrange in Australia. Cover level tiers, regulated profession requirements, contractual traps, and what affects the right amount.
Choosing professional indemnity insurance? Use this checklist to compare claims-made cover, retroactive dates, exclusions, run-off, limits, and policy details.
Cyber insurance cost in Australia depends on revenue, industry, data, security controls, and cover limit. See typical premiums, what affects pricing, and how to compare.
Disability support workers earn $36 to $42 per hour under the SCHADS Award from July 2026. See pay rates by level, state, penalties and platform rates.
Learn whether disability support worker insurance covers driving clients, what PL and PI may exclude, and what motor insurance to check before providing transport.
The average qualified tradie in Australia earns between $89,000 and $91,000 per year as an employee. Self-employed tradies turn over significantly more ($120,000 to $175,000 gross) but keep between 20% and 38% as net profit after expenses.
The insured vs insured exclusion in D&O insurance for Australian businesses: carve-backs, real-world scenarios, and what to check in your policy.
Is disability support work PSI? Yes, for most sole traders. The ATO tests, what you can and cannot deduct, platform models, and the insurance you need.
Management liability bundles D&O with EPL, statutory liability, tax audit, and crime cover for SMEs. Compare D&O standalone with ML for Australian businesses.
What insurance does a handyman need? Public Liability from ~$50/month, state job value limits, what work is restricted, costs by cover level, and common claims explained.
What insurance does a plumber need? PL from ~$80/month, VBA rules for Victoria, tool cover, costs by level, and common plumbing claims explained.
What insurance does a carpenter need in Australia? Public liability insurance from ~$30/month, tools of trade, commercial motor. Cover levels, costs, and common claims explained.
Market stall insurance in Australia from ~$35/day or ~$125/year. What cover you need, what markets require, and how to get your certificate instantly.
Professional indemnity insurance covers startups against financial loss claims from clients. It's often required by contracts or for licensing.
Learn what Software startup insurance in Australia is, know about Tech PI, cyber, SLA exposure, implementation risk and the covers SaaS companies assess for enterprise deals.
Learn when a startup should assess insurance in Australia, from first client work and data collection to hiring, premises, enterprise contracts and funding.
See EPL insurance claims examples for Australian businesses, including unfair dismissal, discrimination, harassment and bullying, plus what to do next.
Tech PI covers claims that your tech work caused a client financial loss. Cyber covers breach response and incident costs. How they differ and where they overlap.
Tech professional indemnity insurance may help cover claims from software errors, project failures, data issues, and client financial loss. How it works.
What insurance does an Australian startup need? Cover by stage, from first client to first investor, including PL, PI, D&O, cyber, and management liability.
Guide to cyber insurance for startups in Australia. Learn what investors & enterprise clients require, costs by stage, and why you need Tech PI.
Protect your business from cyber threats with effective risk management. Learn about frameworks, plans, and best practices in this informative blog.
Cyber insurance may help Australian businesses respond to data breaches, ransomware, BEC, social engineering, and AI-enabled scams.
Find out what Management Liability Insurance is and what it covers to protect your business. upcover offers customized solutions to ensure you have the right coverage for your specific needs.
How much cyber insurance do you need? Learn how Australian SMEs can calculate the right policy limit based on revenue, downtime, and hidden sublimits.
Commercial motor insurance may cost from around $1,200 per vehicle per year. See cost ranges by vehicle type, what drives the price and how to get a quote.
Commercial motor insurance may cover business vehicles for accidents, theft, fire, storm, glass and third-party property damage. See what is and is not covered.
Courier fleet insurance may cover delivery vehicles, parcels, public liability and downtime risks. What courier fleets should check and how to get a quote.
What is commercial motor and fleet insurance? Learn how it protects Australian business vehicles, what it covers, fleet thresholds, and how to get a quote.
We are digitising commercial insurance and risk management for small, mid-market and technology businesses. We work with a global network of underwriters, challenging legacy brokers and delivering market leading coverage to our customers.