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Key risks
Understanding the risks in your industry and how our comprehensive coverage responds to protect your business.
A lawyer's practice faces an employee claim, third party complaint, staff theft, or tax audit costs.
Management Liability may respond to employment, statutory, crime, tax audit and inquiry cost claims.
A staff member alleges unfair dismissal, workplace bullying, harassment or discrimination and pursues a formal claim for compensation.
Employment Practices Liability Insurance may respond to claims arising from alleged unfair dismissal, bullying or discrimination by employees.
Client files, court documents or matter records are lost, damaged or mislaid while in your care, resulting in delay and financial loss.
Loss of Documents is a benefit under Professional Indemnity Insurance. It may respond to costs incurred to replace or restore lost documents.
A client slips in your office or boardroom and alleges your business caused their injury or property damage.
Public Liability Insurance may respond to third party injury and property damage claims arising from your business activities.
A missed court deadline or advice error causes a client to suffer financial loss, and a professional negligence claim is made.
Professional Indemnity Insurance may respond to claims of alleged negligence or errors in your professional services, including defence costs.
A lawyer's practice faces an employee claim, third party complaint, staff theft, or tax audit costs.
Management Liability may respond to employment, statutory, crime, tax audit and inquiry cost claims.
A staff member alleges unfair dismissal, workplace bullying, harassment or discrimination and pursues a formal claim for compensation.
Employment Practices Liability Insurance may respond to claims arising from alleged unfair dismissal, bullying or discrimination by employees.
Client files, court documents or matter records are lost, damaged or mislaid while in your care, resulting in delay and financial loss.
Loss of Documents is a benefit under Professional Indemnity Insurance. It may respond to costs incurred to replace or restore lost documents.
A client slips in your office or boardroom and alleges your business caused their injury or property damage.
Public Liability Insurance may respond to third party injury and property damage claims arising from your business activities.
A missed court deadline or advice error causes a client to suffer financial loss, and a professional negligence claim is made.
Professional Indemnity Insurance may respond to claims of alleged negligence or errors in your professional services, including defence costs.
Important: Scenarios are examples only. Coverage is subject to policy terms, conditions and exclusions. Limits and sub-limits might apply. Policy wordings vary between insurers. Refer to the PDS or Policy Wording for details.
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Claim examples
Real-world examples of claims lawyers may face.
Important client documents are misplaced during a file transfer. The loss delays proceedings and increases legal costs. The client alleges poor file handling and seeks compensation for resulting losses.
Loss of Documents is a benefit commonly included under Professional Indemnity Insurance. It may respond to claims arising from loss or unintentional mishandling of client documents, including defence costs and compensation.
A drafting error in a contract leads to unclear obligations between parties. The dispute escalates to court and the client claims the lawyer’s mistake caused significant legal costs and settlement losses.
Professional Indemnity Insurance is designed to respond to claims arising from alleged errors or omissions in professional documentation or drafting, including defence costs and compensation.
A client follows legal advice provided during a commercial transaction. The advice later proves incorrect, resulting in unexpected tax exposure and financial loss. The client brings a claim alleging professional negligence.
Professional Indemnity policies commonly is designed to cover claims alleging negligence or breach of professional duty arising from legal advice provided.
A lawyer fails to lodge court documents before a statutory deadline. The client loses the right to pursue their matter and alleges the delay caused financial loss, seeking compensation and recovery of legal costs.
Claims arising from errors or omissions in professional services, including missed deadlines, are typically covered under Professional Indemnity insurance.
A support worker gave a participant the wrong medication due to a mislabeled pillbox. The participant experienced severe drowsiness and dehydration, requiring overnight hospitalization.
Costs included $8,200 for hospital and rehabilitation, $12,500 for legal defence, and a $7,500 settlement to resolve the claim out of court.
A support worker gave a participant the wrong medication due to a mislabeled pillbox. The participant experienced severe drowsiness and dehydration, requiring overnight hospitalization.
Costs included $8,200 for hospital and rehabilitation, $12,500 for legal defence, and a $7,500 settlement to resolve the claim out of court.
A support worker gave a participant the wrong medication due to a mislabeled pillbox. The participant experienced severe drowsiness and dehydration, requiring overnight hospitalization.
Costs included $8,200 for hospital and rehabilitation, $12,500 for legal defence, and a $7,500 settlement to resolve the claim out of court.
Important: Scenarios are examples only. Coverage is subject to policy terms, conditions and exclusions. Limits and sub-limits might apply. Policy wordings vary between insurers. Refer to the PDS or Policy Wording for details.
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