A support person trips over a bag in your consultation room and asks your midwifery practice to cover treatment and recovery costs after the visit.

Public Liability may respond to eligible claims arising from third party injury from day-to-day business activities that sit outside the direct healthcare service itself.

A client’s birth notes are emailed to the wrong person. You need advice on what to do next, who to notify and how to respond if a complaint follows.

Cyber and Privacy may help pay eligible costs for breach advice, client notifications and regulatory response after health data is sent to the wrong person.

A client says the risks and options in their care plan were not clearly explained, and they would have made a different choice if told earlier.

Medical Malpractice may help with eligible claims linked to professional healthcare advice, consent discussions, care, omissions and defence costs.

A client says warning signs during pregnancy were not escalated quickly enough, leading to extra treatment, distress and a formal complaint.

Medical Malpractice may respond to eligible claims about errors in assessment, advice, treatment or care, including defence costs and settlements.