Insurance FAQ’S

Public Liability insurance is not legally required for plumbers in Australia, but it is commonly expected. Many clients, builders and principal contractors require evidence of cover before work starts. Public Liability insurance is designed to cover a plumber’s legal liability if a third party is injured or their property is damaged as a result of the plumber’s business activities, subject to the policy terms, limits and exclusions.

The type of insurance plasterers typically have depends on how they operate and the work they perform. Common coverage can include Public and Products Liability insurance for third party injury or property damage, Tools of Trade insurance for tools and equipment, Commercial Motor Vehicle insurance and Workers Compensation if you employ staff. Additional cover may be needed depending on your contracts, locations and business activities.

Public Liability insurance is not legally required for plasterers in Australia, but it is commonly expected. Many clients, builders and principal contractors require evidence of cover before work starts. Public Liability insurance is designed to cover your legal liability if a third party is injured or their property is damaged as a result of their business activities, subject to the policy terms, limits and exclusions.