Insurance FAQ’S

Professional Indemnity Insurance is designed to cover claims arising from professional negligence, errors or omissions in the services you provide. While it is not a legal requirement for advertising agencies in Australia, it is commonly held by advertising agencies across Australia. Many clients, professional associations and booking platforms may expect you to hold current Professional Indemnity cover before engaging your services. Without this type of cover, you could be personally liable for legal costs and compensation claims. Speaking with an insurance broker can help you understand the level of cover appropriate for your circumstances.

Public Liability insurance is not legally required for mechanics in Australia, but it is commonly held. Many clients, property managers and commercial contracts require evidence of cover before work starts. Public Liability insurance is designed to cover legal liability if a third party is injured or their property is damaged as a result of your business activities, subject to the policy terms, limits and exclusions.

Professional Indemnity insurance is designed to cover claims arising from professional negligence, errors or omissions in the services you provide. While it is not a legal requirement for massage therapists in Australia, it is commonly held by massage therapists across Australia. Many clients, professional associations and booking platforms may expect you to hold current Professional Indemnity cover before engaging your services. Without this type of cover, you could be personally liable for legal costs and compensation claims. Speaking with an insurance broker can help you understand the level of cover appropriate for your circumstances.