Insurance FAQ’S

Public Liability insurance is designed to cover claims where a client or member of the public is injured or their property is damaged as a result of the services you provide. While it is not a legal requirement for holiday cabins in Australia, it is commonly held by holiday cabins across Australia. Many clients, venues and booking platforms may require you to hold a current Public Liability policy before they will engage your services. Without this type of cover, you could be personally liable for legal costs and compensation claims. Speaking with an insurance broker can help you understand whether Public Liability cover is appropriate for your circumstances.

Employee fidelity coverage may respond to direct financial loss caused by dishonest or fraudulent acts committed by your employees. This includes theft of cash, products, or equipment. You'll need to provide proof of the loss and the insurer will assess the claim according to policy terms.

Professional Indemnity insurance is designed to cover claims arising from professional negligence, errors or omissions in the services you provide. While it is not a legal requirement for beauty salons in Australia, it is commonly held by beauty salons across Australia. Many clients, professional associations and booking platforms may expect you to hold current Professional Indemnity cover before engaging your services. Without this type of cover, you could be personally liable for legal costs and compensation claims. Speaking with an insurance broker can help you understand the level of cover appropriate for your circumstances.