Insurance FAQ’S

Professional Indemnity insurance is designed to cover claims arising from professional advice, recommendations or opinions that result in financial loss for a client. This may include allegations of misleading guidance, failure to exercise due care, or errors in professional judgment. Coverage typically extends to legal defence costs and compensation.

Professional Indemnity for disability support workers is designed to cover claims arising from the provision of your services, such as allegations of treatment error, omission or advice causing your client financial loss.

Public Liability insurance is designed to cover claims where a client or member of the public is injured or their property is damaged as a result of the services you provide. The NDIS Quality and Safeguards Commission requires registered NDIS providers to maintain valid insurance, including Public Liability cover, as part of their registration and audit requirements. Even unregistered providers and sole traders will typically be asked to provide proof of insurance by participants and plan managers before they will engage your services. Without appropriate cover, you may be unable to work with NDIS participants and could be personally liable for legal costs and compensation claims. Speaking with an insurance broker can help you understand the level of cover appropriate for your circumstances.