Who needs Allied Health insurance?

If you provide healthcare services, treatment or advice to clients, you likely need Allied Health insurance. This includes professions like physiotherapy, psychology, chiropractic, occupational therapy, podiatry, dietetics and many more. Whether you're a sole practitioner, run a clinic or are a student on placement, cover is available to suit your situation. In many cases, insurance is a requirement of your AHPRA registration or professional association membership.

What insurance do yoga teachers typically have?

The insurance yoga teachers commonly hold depends on how they operate and the services they provide. This typically includes Professional Indemnity insurance, which is designed to respond to claims of professional negligence or breach of duty, and Public and Products Liability insurance, which is designed respond to third party bodily injury or property damage claims arising from business activities. Both covers may extend to investigation costs, and depending on the policy, defamation. Additional covers such as Commercial Property, Business Interruption and Employee Fidelity may also be relevant depending on business structure and services offered.

Do yoga teachers need Professional Indemnity insurance?

Professional Indemnity insurance is designed to cover claims arising from professional negligence, errors or omissions in the services you provide. While it is not a legal requirement for yoga teachers in Australia, it is commonly held by yoga teachers across Australia. Many clients, professional associations and booking platforms may expect you to hold current Professional Indemnity cover before engaging your services. Without this type of cover, you could be personally liable for legal costs and compensation claims. Speaking with an insurance broker can help you understand the level of cover appropriate for your circumstances.

FAQs - All Your Insurance Related Questions Answered

Recently asked

Does Allied Health insurance cover fitness/wellness advice content posted online (social/media programs)?

Cover may apply where online content forms part of insured healthcare services. However, some internet, media or cyber-related claims may be excluded and each claim is assessed against policy terms, so check your policy or ask your broker.

Does Allied Health insurance cover NDIS-related services and complaints processes (where applicable)?

The policy is designed to cover NDIS services where they form part of your insured healthcare activities. Certain investigation costs or statutory matters may be included, subject to exclusions and policy sub-limits.

Does cover apply if I work across multiple clinics or under different business names?

It can, provided all locations and related business names are disclosed on your policy. Undisclosed activities may not be covered, so keep your insurer updated if anything changes.

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The information contained on this website is general advice only and has been prepared without taking into account your individual needs, objectives and financial situation. It should not be relied upon as advice. All insurance products are subject to the terms, conditions, limits and exclusions contained in the relevant policy wording and Product Disclosure Statement. Before deciding whether a particular insurance product is right for you, please consider your personal circumstances and read the relevant Product Disclosure Statement, Target Market Determination, Policy Wording, and Financial Services Guide.

Insurance FAQ’S

Recently asked

Does Allied Health insurance cover fitness/wellness advice content posted online (social/media programs)?

Does Allied Health insurance cover NDIS-related services and complaints processes (where applicable)?

Does cover apply if I work across multiple clinics or under different business names?

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