Latest Business Blogs & Coverage

Jun 9, 2026

Business 101

Business Objectives Examples: 50 SMART Goals for Small Businesses and Startups

Looking for business objectives examples? 50 copy-and-paste SMART goals for small businesses, sorted by finance, sales, marketing, team, and growth.

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May 26, 2026

Insurance Basics

Insurance for Cleaners in Australia: A Complete Guide for Every Cleaning Type

Insurance for cleaners in Australia: what every cleaning type needs, key industry risks, real claim examples from upcover, and what cover costs.

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May 26, 2026

Health & Wellness

Public Liability Insurance for Personal Trainers: What It Covers

Because of the physical nature of personal training, injuries and accidents can occur.

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May 26, 2026

Insurance Basics

Who Needs Professional Indemnity Insurance in Australia?

Who needs PI insurance in Australia: legally required professions, industry body requirements, contract demands, and who should hold it regardless.

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May 26, 2026

Tradies & Construction

Is A Carpentry Business Profitable in Australia?

Yes, carpentry is profitable. Solo operators net $85,000-$110,000/year after expenses. It's a $15.9B industry, 50K+ businesses. Breakdown by service type.

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May 26, 2026

Business 101

How to get ABN in Australia: From Application to Active Business

How to get an ABN in Australia: who needs one, what you need, how to apply with the ATO, what to do after, and how to keep it active.

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May 26, 2026

Tradies & Construction

How Much Does a Plumbing Business Owner Make in Australia?

Plumbing business owners net $95,000-$130,000/year. Employee vs owner earnings, what businesses charge by service type, and 2026 data from SEEK and Indeed.

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May 26, 2026

Cleaning Services

Do I Need Public Liability Insurance As A Cleaner?

Yes, cleaners need public liability insurance. Here is why it matters for Australian cleaners, what claims arise, and when clients will require it.

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May 26, 2026

Business 101

Can A Business Owner Have Multiple ABN Numbers?

Yes, a business owner can have multiple ABNs, one per legal entity. Each entity can run unlimited businesses. Explained for every structure in Australia.

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May 25, 2026

Tradies & Construction

What Is A Handyman in Australia?

What is a handyman in Australia: what you can do without a licence, what qualifications help, how to become a handyman, and what it pays.

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May 25, 2026

Insurance Basics

Delivery Driver Insurance Australia: Guide for Every Driver Type

Delivery driver insurance Australia: why your personal car policy is void during deliveries, what each driver type needs, vehicle rules, and what it costs.

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May 25, 2026

Business 101

How to Set Up a Market Stall in Australia - Complete Details

How to set up a market stall in Australia: types of stall business, what you need, legal requirements, stall fees, and what insurance market stalls need.

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May 19, 2026

Insurance Basics

How to Buy Small Business Insurance in Australia: A Step-by-Step Guide

Six steps to buy small business insurance in Australia. Certificate of Currency, PDS tips, excess decisions, and a renewal checklist for Australian business owners.

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May 19, 2026

Business 101

Small Business Insurance in Australia: What You Need and How It Works

The complete guide to small business insurance in Australia. What is legally required, what is practically required, what each type costs, and what your business actually needs.

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May 19, 2026

Business 101

How to Register for PAYG Withholding in Australia: A Step-by-Step Guide

A step-by-step guide to PAYG withholding registration in Australia. Who needs to register, how to register via myGovID, STP obligations, and what happens if you don't.

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May 19, 2026

Tradies & Construction

How To Start A Plumbing Business In Australia?

A step-by-step guide to starting a plumbing business in Australia. Covers licensing, startup costs, business structure, insurance, and how to find your first clients.

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May 19, 2026

Cleaning Services

How Much Does A Carpet Cleaning Business Make in Australia?

Real income figures for carpet cleaning businesses in Australia. Solo operators, small businesses, and what extra services actually add to your carpet cleaning business income.

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May 18, 2026

Tradies & Construction

Sole Trader Business Insurance Australia: What Cover Do You Need?

The complete guide to sole trader insurance in Australia. What tradies, consultants, allied health, beauty, and online businesses each need, and why your personal assets are at risk without it.

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May 15, 2026

Health & Wellness

Insurance for Personal Trainers: Why It Matters and What You Need

Personal trainer insurance explained. Public liability, professional indemnity, gym coverage gaps, outdoor and online settings, industry body requirements, and what it costs in Australia.

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May 13, 2026

Business 101

Cyber Insurance in Healthcare: What Australian Health Businesses Need to Know

Healthcare is Australia's most breached sector. A guide to cyber insurance in healthcare for medical practices, allied health, hospitals, and eHealth companies.

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May 11, 2026

Tradies & Construction

Public Liability Insurance for Electricians: What You Need to Know

Everything Australian electricians need to know about public liability insurance, from what it may cover to licensing requirements by state.

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May 8, 2026

Business 101

Top 6 Threats in Retail Business & How to Manage Them

From cyber security threats to public liability claims, here are the biggest risks in the retail industry and how the right insurance cover may help protect your business.

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May 18, 2025

Tradies & Construction

Is a Plumbing Business Profitable? Revenue, Margins and What Owners Make

If you're thinking of starting a plumbing business you're probably wondering whether or not there's profit to be made?

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Mar 13, 2025

Insurance Basics

Public Liability Insurance for Sole Traders: What You Need to Know

Learn why public liability insurance is essential for sole traders, what it covers, and how to choose the right policy to protect your business from risks.

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May 18, 2026

Cyber Insurance

AI Insurance Australia: 5 Real Cases Every Business Should Know

AI insurance in Australia: five verified cases, Coalition 2026 data, and what happens when AI goes wrong for businesses and consumers.

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May 18, 2026

Business 101

IT Liability Insurance in Australia: A Guide for IT Professionals and Contractors

IT liability insurance combines professional indemnity, public liability and products liability for IT professionals in Australia. What it covers, why a combined policy matters, and what it costs.

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May 13, 2026

Cyber Insurance

The AI Startup's Guide to Insurance: Common Mistakes and How to Avoid Them

5 insurance mistakes AI startups make and how to avoid them. Covers AI-specific risks, choosing the right policy, Australian regulations, and what insurance an AI business actually needs.

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May 13, 2026

Cyber Insurance

Cyber Insurance Claims in Australia: What Happens When Things Go Wrong?

A practical guide to cyber insurance claims in Australia. What to do when an incident happens, how the claims process works, common mistakes, and what cyber insurance may cover.

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May 12, 2026

Cyber Insurance

Cyber Insurance in Australia: 7 Trends Shaping 2026 for Businesses

The cyber insurance market in Australia is shifting fast in 2026. BEC claims to be overtaking ransomware, AI attack tools, supply chain risks, privacy reforms and what it means for your business.

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Aug 1, 2025

Cyber Insurance

The Investor’s Guide to Cyber Insurance: What Startups Need to Prove to Secure Funding

Startups focus on product development, market fit, and revenue growth, but there’s another critical factor investors are looking at: risk management.In today’s world, cyber threats, regulatory fines, and data breaches aren’t just IT problems, they're business risks that can sink a company overnight.

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Mar 10, 2025

Cyber Insurance

Why Your Business Needs Cyber Security Insurance Today

Protect your business from cyber threats! Learn why cyber security insurance is essential to cover financial losses from data breaches and cyber attacks.

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Mar 30, 2023

Cyber Insurance

Best Guide to Building a Risk Register (Plus Examples & Template)

Don't let cyber attacks catch you off guard. Learn how to create a robust risk register with upcover's ultimate guide, including practical tips and a customizable template.

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Mar 16, 2023

Insurance Basics

What is Management Liability Insurance & what it covers

Find out what Management Liability Insurance is and what it covers to protect your business. upcover offers customized solutions to ensure you have the right coverage for your specific needs.

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Mar 16, 2023

Cyber Insurance

What Is A Cyber Insurance Policy?

Cyber crime might be something you've only just heard of, but it's been around for quite some time. Understanding how to protect your business from cyber crimes with cyber insurance.

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Mar 16, 2023

Cyber Insurance

Cyber Insurance As A Risk Mitigation Strategy

Are you looking to mitigate the risks of a cyber attack on your business with cyber insurance? Can you use cyber insurance as a risk mitigation strategy?

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Mar 16, 2023

Business 101

upcover's second Finnies win!

We won the Best Workplace Diversity award at FinTech Australia Awards last night. The upcover team is 41 brilliant individ...

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The information contained on this website is general advice only and has been prepared without taking into account your individual needs, objectives and financial situation. It should not be relied upon as advice. All insurance products are subject to the terms, conditions, limits and exclusions contained in the relevant policy wording and Product Disclosure Statement. Before deciding whether a particular insurance product is right for you, please consider your personal circumstances and read the relevant Product Disclosure Statement, Target Market Determination, Policy Wording, and Financial Services Guide.

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