Parking at a pour, your ute rolls into the client's retaining wall and cracks the capstones. They ask your concreting business to cover the repairs.

Commercial motor vehicle insurance may respond to third party property damage claims arising from your insured vehicle where you are legally liable for the loss.

A concreter is finishing a footpath when a passer-by slips on an unmarked wet section and falls, suffering an injury that requires medical treatment. The injured person later makes a claim for medical costs.

Public Liability is designed to cover claims for injury to a member of the public that happens as a result of your concreting work, such as slips, trips and falls on or near the worksite.

A concreter’s ute is parked on-site with tools and small equipment locked inside. Thieves force entry overnight and steal mixers, tools and accessories, delaying upcoming jobs.

Tools of Trade is designed to cover theft of tools and equipment from a securely locked vehicle or premises, where there is evidence of forced entry.

While pouring a driveway, wet concrete spills beyond the formwork and flows into a nearby garden and drainage area. The overflow damages paving and landscaping and the homeowner requests repairs any settlement or compensation.

Public Liability Insurance may respond to third party property damage claims arising from your business activities.