Known Circumstances (Allied Health)

Any fact or circumstance which: (a) the Insured was aware of prior to the Period of Insurance and knew or ought reasonably to have known may give rise to a Claim or Inquiry; (b) a reasonable person in the Insured's position should have been aware of and known may give rise to a Claim or Inquiry; or (c) has been disclosed or reported to any insurer under any prior insurance policy. Claims arising from Known Circumstances are typically excluded under claims-made policies, subject to any applicable Continuous Cover extension.

Any fact or circumstance which: (a) the Insured was aware of prior to the Period of Insurance and knew or ought reasonably to have known may give rise to a Claim or Inquiry; (b) a reasonable person in the Insured's position should have been aware of and known may give rise to a Claim or Inquiry; or (c) has been disclosed or reported to any insurer under any prior insurance policy. Claims arising from Known Circumstances are typically excluded under claims-made policies, subject to any applicable Continuous Cover extension.