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This clause excludes claims that arise from breaches of laws or regulations—like safety standards, building codes, or privacy rules—when done knowingly. For example, if a contractor ignores electrical-licensing requirements and damage occurs, cover might not apply. Why it matters: It encourages compliance with legal duties and supports a safety-first culture across all trades.
This clause excludes claims that arise from breaches of laws or regulations—like safety standards, building codes, or privacy rules—when done knowingly. For example, if a contractor ignores electrical-licensing requirements and damage occurs, cover might not apply. Why it matters: It encourages compliance with legal duties and supports a safety-first culture across all trades.
We are digitising commercial insurance and risk management for small, mid-market and technology businesses. We work with a global network of underwriters, challenging legacy brokers and delivering market leading coverage to our customers.