Select how you’d like to proceed with your insurance needs.
Talk to a real insurance expert on your time.
15-minutes consultation with licensed advisors
Perfect if you’re unsure about coverage needs
Get personalised recommendations
Already have coverage? Let’s simplify your service
Keep your current carriers & policies
Simple digital authorisation process
Seamless transition to better service
Media liability insurance covers defamation, copyright and privacy claims tied to your content. See what it covers and who actually needs it.
"General liability" is used in Australia, but it's often called Public Liability or Public and Products Liability. See what to actually check.
A claims history report summarises your past insurance claims. See what it shows, why insurers ask for it, and how to get one fast.
How much D&O insurance does your startup need? Explore typical limits from $1M for bootstrapped to $5M+ for Series A. Protect your board & get a fast quote.
A letter of appointment lets you switch insurance brokers for your existing policies. See what changes, who signs it, and how to switch to upcover.
A certificate of currency proves your business insurance is active. See what it shows, what it doesn't, and get yours instantly with upcover.
Most plumbers on a monthly plan pay from $102 to $119 a month for public liability insurance, typically $111. See what affects plumber insurance cost.
Public liability insurance for handymen starts from around $18 per month. Most handymen pay between $35 and $62 per month, based on upcover's own policy data.
Public liability insurance for Australian painters starts from $33/mo ($350/yr). Compare $5M to $20M cover limits and get an instant quote online.
Public liability insurance for plasterers starts from around $41 per month. Most plasterers pay between $47 and $90 per month, based on upcover's own policy data.
Public liability insurance for Australian bricklayers starts from $35/mo ($432/yr). Compare $5M to $20M cover limits and get an instant quote online.
Public liability insurance for landscapers starts from around $46 per month. Most landscapers pay between $40 and $68 per month, based on upcover's own policy data.
Standard cover isn't enough for marketing agencies. Discover how Australian policies cover IP infringement, defamation, campaign errors, and client data.
Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.
Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.
Tax audit insurance covers ATO audit fees. Management liability may include a bundled tax audit section. How to compare standalone vs bundled cover.
Tax audit insurance may reimburse accountant, tax agent or lawyer fees to prepare for an ATO audit. What is covered, what is excluded, and how claims work.
How commercial insurance advice works in Australia: general vs personal advice, how brokers are paid, what an FSG tells you, and what to check before buying.
upcover arranges scalable business insurance that grows with your turnover, team and services. What to look for at each growth stage.
Comparing cheap small business insurance options? The price gap sits in the excess, sub-limits and exclusions. How to find affordable cover that works.
Flexible business insurance for fluctuating risks in Australia usually means modular cover with mid-term adjustments. How to change cover as your business changes.
Lower commercial insurance premiums by bundling policies, adjusting your excess, improving safety records and reviewing your cover at every renewal.
Business insurance is complicated because most businesses need multiple policies, each with its own wording, renewal and claims process. Six causes and what to do about them.
Public liability claim examples for Australian businesses: check claims related to slips, property damage, worksite incidents and product injuries, plus what to do after an incident.
Startup business insurance cost in Australia by cover: tech professional indemnity, cyber and public liability prices, plus GST, duty and cost factors.
Social engineering explained: phishing, invoice scams, vishing and smishing, warning signs, prevention steps and how cyber or crime insurance may respond.
From 10 December 2026, some privacy policies must describe automated decision making. See what AI and SaaS vendors may be asked for and what to check.
Insurance for Australian companies with US customers: territorial and jurisdictional limits, how the USA and Canada may differ and what contracts may ask.
AI copyright risk sits in training data, outputs and customer contracts. See how provider terms, your contract and Tech PI or IP insurance fit together.
A contract can promise more than a policy covers. Learn how Tech PI treats breach of contract, indemnities, warranties and liability caps in SaaS deals.
Who is liable when an AI agent acts? See which Tech PI and cyber cover Australian startups may assess and what insurers may ask about agent controls.
Fintech insurance in Australia by licence type: RG 126 professional indemnity, Tech PI, cyber, the digital asset licensing change and partner requests.
Professional indemnity insurance for startups: client contract clauses, standard vs Tech PI, pivots, new ABNs, claims made cover and common exclusions.
Cyber insurance requirements in Australia: the security controls insurers may ask about, the Essential Eight, what to have ready and common exclusions.
IT liability insurance may combine Tech PI with public and products liability. Compare it with cyber and see claims examples and common exclusions.
What cyber insurance actually costs Australian small businesses, from 700+ real policies: starting prices, typical costs by industry, and how to pay less.
Business car insurance is designed for vehicles used for work. Learn when a personal car policy may not respond and how utes, vans and CTP fit in.
Commercial motor and fleet insurance explained: what it may cover, how fleet and single-vehicle policies differ, how CTP fits in and common exclusions.
Commercial vehicle insurance in Australia may cost from around $1,200 a year per vehicle. Indicative ranges, fleet costs and what moves the price.
Commercial vehicle insurance may cover damage, theft, fire and third-party property damage. What is core cover, what is optional, what is separate.
Courier fleet insurance may combine commercial motor, goods in transit and public liability. What courier businesses need, and what to check.
We are digitising commercial insurance and risk management for small, mid-market and technology businesses. We work with a global network of underwriters, challenging legacy brokers and delivering market leading coverage to our customers.